23 Silver Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 23 Silver Ave, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1913
Lot Size	0.089 acres (3,895 sqft)
Owner	2 Company Names on Record
Tax Bill	$780 (2025)
Deeds & Mortgages	Sep 2025 Transfer Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-40-11-044.00`

Property Details

APN / Parcel Number

Primary APN	`028-40-11-044.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Finished Area
Gross Area	1,996 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Brick
Roof Material	Tile
Lot Area	3,895 sqft (0.089 acres)
Lot Dimensions	77.9 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	23 SILVER AVE
City	FORT MITCHELL
State	KY
Zip	41017-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEMKER LOT 12 & 50'X 77.90' REAR LOT 12
Legal Subdivision	LEMKER LAND
Legal Lot Number	12
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1003
Census Tract	64700

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	23 SILVER AVE, FT MITCHELL, KY 41017-2909
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Intrafamily Transfer, Transfer
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI SIBCY CLINE MTG SVCS
May 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIBCY CLINE MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 10, 2025
Transfer Doc	0005900028
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Sep 11, 2025
Property Address	23 SILVER AVE, FT MITCHELL, KY 41017-2909
Document Number	0005900028
Book / Page	KC 362 / 518
Map Reference	PL 151
Instrument Date	Sep 10, 2025
Instrument	25091105900028
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 SILVER AVE, FORT MITCHELL, KY 41017-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SILVER AVE, FORT MITCHELL, KY 41017-2909

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	23 SILVER AVE, FT MITCHELL, KY 41017-2909
Document Number	0000000105
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 SILVER AVE FORT MITCHELL KY 410172909, FORT MITCHELL, KY 41017-2909

Mortgage

Document Number	0000000105
Date	Apr 6, 2020
Book Page	000028/000827
Instrument	105

Lender

Name	SIBCY CLINE MTG SVCS
Type	Mortgage Company
Address	CINCINNATI, OH 45236

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	23 SILVER AVE, FT MITCHELL, KY 41017-2909
Document Number	0000000057
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	LAWYERS TITLE/CINCINNATI INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 SILVER AVE FORT MITCHELL KY 410172909, FORT MITCHELL, KY 41017-2909

Mortgage

Document Number	0000000057
Date	Jun 5, 2019
Book Page	0C6674/000132
Instrument	57

Lender

Name	SIBCY CLINE MTG SVCS
Type	Mortgage Company
Address	CINCINNATI, OH 45236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 4, 2034

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$780.00 (-5.34%) Homeowner's exemption	$257,800 (-) Land $65,000 Building $192,800	$257,800 (-) Land $65,000 Building $192,800
2024	$824.00 (-4.19%) Homeowner's exemption	$257,800 (-) Land $65,000 Building $192,800	$257,800 (-) Land $65,000 Building $192,800
2023	$860.00 Homeowner's exemption	$257,800 Land $65,000 Building $192,800	$257,800 Land $65,000 Building $192,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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