Monroe County property record for 28 S Island Dr, Key Largo, FL 33037
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 3,837 sqft · built 1988 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on File |
| Last Sale | $3,333,334 (Nov 2022) |
| Tax Bill | $26,781 (2024) |
| Deeds & Mortgages | Nov 2022 Transfer Nov 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00080020-000228 |
| Primary APN | 00080020-000228 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 3,837 sqft Living Area |
| 1st Floor Area | 2,536 sqft |
| Attic | Attic |
| Attic Area | 1,082 sqft |
| Basement Area | 320 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Elevator | Elevator |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,178 sqft (0.05 acres) |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Garage Area | 1,082 sqft |
| Carport | Carport |
| Carport Area | 1,082 sqft |
| Porch | Florida Room |
| Porch Area | 1,007 sqft |
| Patio Area | 750 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 8753110 |
|---|---|
| Street Address | 28 S ISLAND DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3606 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | DR |
| Legal Description | ANGLERS CLUB, A CONDO UNIT 28 OR1068-1745 OR1430-1324/25 OR1501-1285/87 OR1595-866/68 OR2829-2273/78 OR3202-1540 OR3202-1547 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 13 |
| Legal Subdivision | ANGLERS CLUB CONDO |
| Legal Lot Number | 28 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 972700 |
28 S Island Dr, a condominium, is owned by a company that bought it in November 2022.
Source: Monroe County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 860, HARVARD, MA 01451-0860 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 23, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on File |
| Deed Sale | Nov 23, 2022 · Amount on File |
| Prior Sale | Sep 8, 1999 · Amount on File |
| Deed Document Number | 20222398546 |
| Deed Book / Page | 3202 / 1547 |
| Prior Transfer Date | Nov 22, 2022 |
| Prior Transfer Doc | 0032021540 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 23, 2022 |
| Property Address | 28 S ISLAND DR, KEY LARGO, FL 33037-3606 |
| Document Number | 0032021540 |
| Book / Page | 3202 / 1540 |
| Map Reference | MB 1028 PG 2375 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 2398544 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 860, HARVARD, MA 01451-0860 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 860, HARVARD, MA 01451-0860 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 23, 2022 |
| Property Address | 28 S ISLAND DR, KEY LARGO, FL 33037-3606 |
| Document Number | 0032021547 |
| Book / Page | 3202 / 1547 |
| Map Reference | MB 1028 PG 2375 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 2398546 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $23,333.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 750, HARVARD, MA 01451-0750 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 860, HARVARD, MA 01451-0860 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,334,074 Land $3,443,963 Building $890,111 | $4,334,074 Land $3,443,963 Building $890,111 | |
| 2024 | $26,781.00 (-0.38%) | ||
| 2023 | $26,882.00 (+18.64%) | $3,904,540 (+1.73%) Land $3,130,875 Building $773,665 | $3,904,540 (+1.73%) Land $3,130,875 Building $773,665 |
| 2022 | $22,658.00 | $3,838,268 Land $3,122,708 Building $715,560 | $3,838,268 Land $3,122,708 Building $715,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 S Island Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 S Island Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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