Monroe County property record for 20 S Island Dr, Key Largo, FL 33037
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 3,456 sqft · built 1988 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $6,500,000 (Jun 2023) |
| Tax Bill | $35,557 (2024) |
| Deeds & Mortgages | Jun 2023 Sale Feb 2017 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00080020-000220 |
| Primary APN | 00080020-000220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,456 sqft Living Area |
| 1st Floor Area | 2,508 sqft |
| Attic | Attic |
| Attic Area | 1,177 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,178 sqft (0.05 acres) |
| View / Lot | Canal |
| Garage Type | Carport |
| Garage Area | 1,177 sqft |
| Carport | Carport |
| Carport Area | 1,177 sqft |
| Porch | Open Porch |
| Porch Area | 906 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 8753021 |
|---|---|
| Street Address | 20 S ISLAND DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3606 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | DR |
| Legal Description | UNIT 20 ANGLERS CLUB A CONDO OR1067-1277 OR1142-1757 OR1337-1921 OR1337-1924 OR1527-1516 OR2534-374 OR2534-377 OR2534-379 OR2546-809 OR2840-2425 OR3232-1254 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 13 |
| Legal Subdivision | ANGLERS CLUB CONDO |
| Legal Lot Number | 20 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 972700 |
20 S Island Dr, a condominium, is owned by an individual who bought it in June 2023.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 HINCKLEY LN, NANTUCKET, MA 02554-2006 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2023 | Warranty Deed, Transfer REECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC |
| Feb 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on File |
| Deed Sale | Jun 30, 2023 · Amount on File |
| Prior Sale | Sep 15, 2011 · Amount on File |
| Deed Document Number | 20232423628 |
| Deed Book / Page | 3232 / 1254 |
| Prior Transfer Date | Feb 17, 2017 |
| Prior Transfer Doc | 0028402425 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 30, 2023 |
| Property Address | 20 S ISLAND DR, KEY LARGO, FL 33037-3606 |
| Document Number | 0032321254 |
| Book / Page | 3232 / 1254 |
| Map Reference | MB 1028 PG 2375 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2423628 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | REECH TITLE COMPANY LLC, REEF TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $45,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24 DOCKSIDE LN, KEY LARGO, FL 33037-5267 |
| Name | Verified Name |
|---|---|
| Address | I HINCKLEY LN, NANTUCKET, MA |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 27, 2017 |
| Property Address | 20 S ISLAND DR, KEY LARGO, FL 33037-3606 |
| Document Number | 0028402425 |
| Book / Page | 002840 / 002425 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 2111965 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 S ISLAND DR KEY LARGO FL 330373606, KEY LARGO, FL 33037-3606 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,396,404 Land $3,876,840 Building $1,519,564 | $5,396,404 Land $3,876,840 Building $1,519,564 | |
| 2024 | $35,557.00 (+366.57%) | ||
| 2023 | $7,621.00 (+4.7%) Homeowner's exemption | $1,097,918 (+3%) | $3,575,071 (+18.42%) Land $2,722,500 Building $852,571 |
| 2022 | $7,279.00 Homeowner's exemption | $1,065,940 | $3,018,930 Land $2,156,220 Building $862,710 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20 S Island Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 S Island Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures