Monroe County property record for 27 S Island Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,394 sqft · built 1988 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,975,000 (Nov 2016) |
| Tax Bill | $23,822 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00080020-000227 |
| Primary APN | 00080020-000227 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 3,394 sqft Living Area |
| 1st Floor Area | 2,607 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Carport |
| Garage Area | 1,513 sqft |
| Carport | Carport |
| Carport Area | 1,463 sqft |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 870 sqft |
| Patio Area | 1,116 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 8753101 |
|---|---|
| Old Parcel Number | 13594000080020000227 |
| Street Address | 27 S ISLAND DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 27 ANGLERS CLUB A CONDO OR1068-235 OR1291-1845/47 OR1377-627/29 OR1913-1827/29 OR2287-1078/79 OR2824-656/658 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 13 |
| Legal Subdivision | ANGLERS CLUB CONDO |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 972700 |
27 S Island Dr is owned and occupied by an individual who bought it in November 2016.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4303 E EMORY RD, KNOXVILLE, TN 37938-4306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2016 · Amount on File |
| Deed Sale | Nov 3, 2016 · Amount on File |
| Prior Sale | Apr 18, 2007 · Amount on File |
| Deed Document Number | 2098162 |
| Deed Book / Page | 2824 / 0656 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,622,412 | $5,775,208 Land $3,443,963 Building $2,331,245 | |
| 2024 | $23,822.00 (+2.14%) | ||
| 2023 | $23,322.00 (+4.75%) Homeowner's exemption | $3,417,790 (+3%) | $5,142,840 (-0.71%) Land $3,130,875 Building $2,011,965 |
| 2022 | $22,264.00 Homeowner's exemption | $3,318,243 | $5,179,487 Land $3,122,708 Building $2,056,779 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 S Island Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 S Island Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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