28 Root Rd, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 28 Root Rd, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 990 sqft · built 1941
Lot Size	1.51 acres (65,819 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Mar 2023)
Tax Bill	$4,130 (2025)
Deeds & Mortgages	Jun 2023 Refinance Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:55-R L:31`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:55-R L:31`
Alternative APN	`M:329055 B:R0031 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	990 sqft Living Area
Gross Area	2,961 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Asbestos
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,819 sqft (1.51 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	28 ROOT RD
City	WESTFIELD
State	MA
Zip	01085-9830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	31
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3022
Census Tract	812800

Owner

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	28 ROOT RD, WESTFIELD, MA 01085-9830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE CO
Mar 29, 2023	Deed, Transfer · Stand-Alone First Mortgage DAVID S PROUTY
Oct 7, 2022	Redemption Deed, Transfer
Sep 15, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Sep 15, 2022 · Amount on Record
Deed Book / Page	24952 / 319
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	28 ROOT RD, WESTFIELD, MA 01085-9830
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025061-190
Date	Jun 30, 2023
Book Page	25061/190
Instrument	29870

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTFIELD MA
Recording Date	Mar 29, 2023
Property Address	28 ROOT RD, WESTFIELD, MA 01085-9830
Document Number	024952-319
Book / Page	24952 / 319
Instrument Date	Mar 24, 2023
Instrument	14011
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 ROGERS AVE, WEST SPRINGFIELD, MA 01089-1965

Mortgage

Document Number	0000014012
Date	Mar 29, 2023
Instrument	14012

Lender

Name	DAVID S PROUTY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	WESTFIELD MA
Recording Date	Oct 7, 2022
Property Address	28 ROOT RD, WESTFIELD, MA 01085-9830
Document Number	0024758-31
Book / Page	24758 / 31
Instrument Date	Oct 7, 2022
Instrument	60263
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Sep 15, 2022
Property Address	28 ROOT RD, WESTFIELD, MA 01085-9830
Document Number	024726-255
Book / Page	24726 / 255
Instrument Date	Sep 9, 2022
Instrument	55773
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 OLD FERRY RD, HOLYOKE, MA 01040-9714

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,130.00 (+1.1%)	$272,100 (+13.09%) Land $111,600 Building $160,500	$222,680
2023	$4,085.00	$240,600 Land $103,900 Building $136,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Westfield Gas & Electric Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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