Norfolk County and Franklin Town City property record for 28 Queen St, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,618 sqft · built 1920 |
| Lot Size | 0.457 acres (19,903 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $430,000 (Jan 2019) |
| Tax Bill | $6,780 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Feb 2021 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-055 |
| Primary APN | 75-055 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,618 sqft Living Area |
| Gross Area | 3,142 sqft |
| Basement Area | 958 sqft |
| Unfinished Basement | 958 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Historical |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,903 sqft (0.457 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 75-055 |
|---|---|
| Street Address | 28 QUEEN ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-1921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 187 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 442101 |
Source: Norfolk County and Franklin Town City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 28 QUEEN ST, FRANKLIN, MA 02038-1921 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 30, 2025 | Deed of Trust, Mortgage · Line of Credit DEAN COOPERATIVE BANK |
| Feb 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Apr 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Aug 21, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Apr 17, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 31, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Feb 22, 2018 | Quit Claim Deed, Transfer CENTRAL ONE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2019 · Amount on Record |
| Deed Sale | Jan 31, 2019 · Amount on Record |
| Prior Sale | Feb 22, 2018 · Amount on Record |
| Deed Book / Page | 36587 / 583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 28 QUEEN ST, FRANKLIN, MA 02038-1921 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042368-350 |
|---|---|
| Date | Apr 30, 2025 |
| Book Page | 42368/350 |
| Instrument | 26031 |
| Name | DEAN COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 28 QUEEN ST, FRANKLIN, MA 02038-1921 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0039024-20 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 39024/20 |
| Instrument | 21564 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 28 QUEEN ST, FRANKLIN, MA 02038-1921 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37792-283 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 37792/283 |
| Instrument | 35443 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 28 QUEEN ST, FRANKLIN, MA 02038-1921 |
| Document Number | 37092-405 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 28 QUEEN ST FRANKLIN MA 020381921, FRANKLIN, MA 02038-1921 |
| Document Number | 37092-405 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 037092/000405 |
| Instrument | 74958 |
| Name | GUARANTEED RATE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 25, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Apr 17, 2019 |
| Property Address | 28 QUEEN ST, FRANKLIN, MA 02038-1921 |
| Document Number | 36729-157 |
| Book / Page | 036729 / 000157 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 27559 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 28 QUEEN ST FRANKLIN MA 020381921, FRANKLIN, MA 02038-1921 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Jan 31, 2019 |
| Property Address | 28 QUEEN ST, FRANKLIN, MA 02038-1921 |
| Document Number | 36587-583 |
| Book / Page | 036587 / 000583 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 7622 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8 MCCARTHY ST FRANKLIN MA 020382121, FRANKLIN, MA 02038-2121 |
| Document Number | 36587-585 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 036587/000585 |
| Instrument | 7623 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Feb 22, 2018 |
| Property Address | 28 QUEEN ST, FRANKLIN, MA 02038-1921 |
| Document Number | 35813-128 |
| Book / Page | 35813 / 128 |
| Instrument | 14347 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 QUEEN ST, FRANKLIN, MA 02038-1921 |
| Document Number | 358130130 |
|---|---|
| Date | Feb 22, 2018 |
| Instrument | 35813/0130 |
| Name | CENTRAL ONE FCU |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,780.00 (+4.84%) | $583,500 (+6.38%) Land $237,700 Building $345,800 | $538,270 (-0.4%) |
| 2024 | $6,467.00 (-3.03%) | $548,500 (+3.47%) Land $237,700 Building $310,800 | $540,455 |
| 2023 | $6,669.00 | $530,100 Land $259,500 Building $270,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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