Harford County property record for 23 Neptune Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 1.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1969 |
| Square Footage | 1,276 sqft Total Area |
| Lot Size | 5,451 sqft (0.125 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2019) |
| Tax Bill | $2,463.00 (2025) |
| Primary APN | 01-126687 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,276 sqft Total Area |
| Stories | 2 Stories |
| Utility Area | 72 sqft Utility Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,451 sqft (0.125 acres) |
| Depth X Width | 158 ft x 38 ft Depth x Width |
| Deck Area | 143 sqft Deck |
|---|---|
| Patio Area | 143 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 143 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 126687 |
|---|---|
| Street Address | 23 NEPTUNE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4519 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 32 5451 SF 23 NEPTUNE DRIVE RUMSEY ISLAND PT 21/10 |
| Legal Subdivision | RUMSEY ISLAND |
| Legal Block | 88 |
| Legal Lot Number | 32 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-126687
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 08, 2019 | Deed, Transfer · Veterans Administration Mortgage FIRST HOME MORTGAGE CORP |
| Apr 14, 2017 | Grant Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS |
| Mar 28, 2017 | Grant Deed, Transfer LAWYERS TRUST TITLE COMPANY, LAWYERS TR TITLE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 08, 2019 · Amount on Record |
| Deed Sale | Aug 08, 2019 · Amount on Record |
| Prior Sale | Apr 14, 2017 · Amount on Record |
| Deed Book / Page | 13383 / 238 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 08, 2019 |
| Property Address | 23 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0133830238 |
| Book / Page | 13383 / 0238 |
| Map Reference | MB GRG 21 FO 10 |
| Instrument Date | Aug 02, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | REAL ESTATE SETMNT ESCROW LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 23 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0013383244 |
|---|---|
| Date | Aug 08, 2019 |
| Instrument | 13383/244 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 14, 2017 |
| Property Address | 23 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0123030404 |
| Book / Page | 012303 / 000404 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | CROWN TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 23 NEPTUNE DR JOPPA MD 210854519, JOPPA, MD 21085-4519 |
| Document Number | 123160471 |
|---|---|
| Date | Apr 14, 2017 |
| Book Page | 012316/000471 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | FLEMING ISLAND, FL 32003 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 28, 2017 |
| Property Address | 23 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0122770045 |
| Book / Page | 012277 / 000045 |
| Instrument Date | Mar 09, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2017 |
| Title Company | LAWYERS TRUST TITLE COMPANY, LAWYERS TR TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $145.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1919 YORK RD LUTHERVILLE TIMONIUM MD 210934225, LUTHERVILLE TIMONIUM, MD 21093-4225 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $238,800 (+7.49%) | $245,200 (+8.5%) Land $123,000 Building $122,200 | |
| 2025 | $2,463.00 (+3.53%) | ||
| 2023 | $222,167 | $226,000 Land $123,000 Building $103,000 | |
| 2022 | $2,379.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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