Harford County property record for 27 Neptune Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1969 |
| Square Footage | 1,926 sqft Total Area |
| Lot Size | 3,542 sqft (0.081 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $343,000 (2021) |
| Tax Bill | $2,821.00 (2025) |
| Primary APN | 01-125729 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,926 sqft Total Area |
| Stories | 2 Stories |
| Utility Area | 72 sqft Utility Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,542 sqft (0.081 acres) |
| Depth X Width | 154 ft x 23 ft Depth x Width |
| Deck Area | 288 sqft Deck |
| Patio Area | 704 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 125729 |
|---|---|
| Street Address | 27 NEPTUNE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4519 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 34 23/23X154 27 NEPTUNE DRIVE RUMSEY ISL PT 21 P 21/10 |
| Legal Subdivision | RUMSEY ISLAND PART 21 |
| Legal Block | 88 |
| Legal Lot Number | 27,34 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-125729
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 23, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Oct 28, 2020 | Deed of Trust, Mortgage CAPITAL BK |
| Jan 07, 2021 | Deed, Transfer · Conventional Mortgage CAPITAL BANK NA |
| Oct 11, 2018 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2021 · Amount on Record |
| Deed Sale | Jan 07, 2021 · Amount on Record |
| Prior Sale | Oct 11, 2018 · Amount on Record |
| Deed Book / Page | 14388 / 95 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 27 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0136550131 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 13655/0131 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Dec 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 27 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0143880103 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 27 NEPTUNE DR JOPPA MD 210854519, JOPPA, MD 21085-4519 |
| Document Number | 0143880103 |
|---|---|
| Date | Jan 07, 2021 |
| Book Page | 014388/000103 |
| Name | CAPITAL BK |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20850 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 06, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jan 07, 2021 |
| Property Address | 27 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0143880095 |
| Book / Page | 14388 / 95 |
| Map Reference | MB GRG21 FO 10 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 27 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0014388103 |
|---|---|
| Date | Jan 07, 2021 |
| Instrument | 14388/103 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 11, 2018 |
| Property Address | 27 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0130170209 |
| Book / Page | 13017 / 0209 |
| Map Reference | MB GRG21 FO10 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 27 NEPTUNE DR, JOPPA, MD 21085-4519 |
| Document Number | 0013017215 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 13017/215 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,167 (+10.35%) | $292,300 (+12.9%) Land $123,000 Building $169,300 | |
| 2025 | $2,821.00 (+3.26%) Homeowner's exemption | ||
| 2023 | $254,800 | $258,900 Land $123,000 Building $135,900 | |
| 2022 | $2,732.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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