28 Mount Vernon St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 28 Mount Vernon St, Saugus, MA 01906

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 2,354 sqft · built 1920
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,801 (2026)
Deeds & Mortgages	Apr 2021 Refinance Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:004-E B:0005 L:0020`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:004-E B:0005 L:0020`
Alternative APNs	`M:004=E B:0005 L:0020` `8658021`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,354 sqft Living Area
Gross Area	3,769 sqft
1st Floor Area	834 sqft
Basement Area	814 sqft
Unfinished Basement	814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,499 sqft (0.149 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	8658021
Street Address	28 MOUNT VERNON ST
City	SAUGUS
State	MA
Zip	01906-4341
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NA
Legal Block	5
Legal Lot Number	20
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2024
Census Tract	208101

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 MOUNT VERNON ST, SAUGUS, MA 01906-4341
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK
Jun 6, 2018	Quit Claim Deed, Transfer LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2018
Deed Sale	Jun 6, 2018
Prior Sale	Jan 4, 2012
Deed Document Number	2018870
Deed Book / Page	36767 / 132
Transfer Doc	28140-561
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	28 MOUNT VERNON ST, SAUGUS, MA 01906-4341
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39739-90
Date	Apr 6, 2021
Book Page	39739/90
Instrument	20210406004760

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jun 6, 2018
Property Address	28 MOUNT VERNON ST, SAUGUS, MA 01906-4341
Document Number	36767-132
Book / Page	036767 / 000132
Instrument Date	Jun 1, 2018
Instrument	6000870
Transaction Type	Transfer
Record Updated	Aug 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 MOUNT VERNON ST SAUGUS MA 019064341, SAUGUS, MA 01906-4341

Mortgage

Document Number	36767-135
Date	Jun 6, 2018
Book Page	036767/000135
Instrument	6000880

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,801.00 (+2.42%)	$748,700 (+4.98%) Land $333,000 Building $415,400	$777,772
2025	$7,617.00 (+5.12%)	$713,200 (+4.82%) Land $302,800 Building $410,400
2024	$7,246.00 (+5.14%)	$680,400 (+11.16%) Land $285,500 Building $394,900
2023	$6,892.00	$612,100 Land $250,900 Building $361,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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