22 Mount Vernon St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 22 Mount Vernon St, Saugus, MA 01906

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,910 sqft · built 1900
Lot Size	0.218 acres (9,530 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,382 (2025)
Deeds & Mortgages	Apr 2021 Refinance Nov 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:004-E B:0014 L:0001`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:004-E B:0014 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,910 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	1,910 sqft
Basement Area	726 sqft
Unfinished Basement	726 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1957
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,530 sqft (0.218 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	22 MOUNT VERNON ST
City	SAUGUS
State	MA
Zip	01906-4341
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NA
Legal Block	14
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2024
Census Tract	208101

Owner

22 Mount Vernon St, a condominium, is owner-occupied and held in a trust since March 2021.

Source: Essex County and Saugus Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	22 MOUNT VERNON ST, SAUGUS, MA 01906-4341
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK
Nov 28, 2022	Condominium Deed, Transfer
Apr 8, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2018
Deed Sale	Jan 23, 2018
Prior Sale	May 22, 2015
Deed Book / Page	36485 / 139
Last Transfer Date	Mar 30, 2021
Transfer Doc	39745-377
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	22 MOUNT VERNON ST, SAUGUS, MA 01906-4341
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039745-380
Date	Apr 8, 2021
Book Page	39745/380
Instrument	20210408000790

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 28, 2022
Property Address	22 MOUNT VERNON ST, SAUGUS, MA 01906-4341
Document Number	041320-467
Book / Page	41320 / 467
Instrument Date	Aug 10, 2022
Instrument	20221128000580
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 MOUNT VERNON ST # A, A, SAUGUS, MA 01906-4341

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 8, 2021
Property Address	22 MOUNT VERNON ST, SAUGUS, MA 01906-4341
Document Number	039745-377
Book / Page	39745 / 377
Instrument Date	Mar 30, 2021
Instrument	20210408000780
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 MOUNT VERNON ST, SAUGUS, MA 01906-4341

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jan 23, 2018
Property Address	22 MOUNT VERNON ST, SAUGUS, MA 01906-4341
Document Number	36485-139
Book / Page	036485 / 000139
Instrument Date	Jun 30, 2015
Instrument	1801230670
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	22 MOUNT VERNON ST #A SAUGUS MA 019064341, A, SAUGUS, MA 01906-4341

Tax Assessment & Valuation

The 2025 property tax bill for 22 Mount Vernon St was $3,382, up 2.6% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,382.00 (+2.64%)	$316,700 (+2.36%) Building $316,700	$302,385
2024	$3,295.00 (-0.12%)	$309,400 (+5.6%) Building $309,400
2023	$3,299.00	$293,000 Building $293,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Mount Vernon St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 22 Mount Vernon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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