21 Mount Vernon St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 21 Mount Vernon St, Saugus, MA 01906

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 3,013 sqft · built 1915
Lot Size	0.235 acres (10,224 sqft)
Owner	Individual Name on File
Last Sale	$915,000 (May 2022)
Tax Bill	$9,331 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:004-E B:0006 L:0005`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:004-E B:0006 L:0005`
Alternative APNs	`M:004=E B:0006 L:0005` `8789014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,013 sqft Living Area
Gross Area	6,187 sqft
1st Floor Area	1,877 sqft
Basement Area	1,835 sqft
Unfinished Basement	1,835 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,224 sqft (0.235 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8789014
Street Address	21 MOUNT VERNON ST
City	SAUGUS
State	MA
Zip	01906-4339
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NA
Legal Subdivision	MARIA P WHITNEY CLIFTONDALE
Legal Block	6
Legal Lot Number	5
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2017
Census Tract	208101

Owner

21 Mount Vernon St, a duplex, is owned and occupied by an individual who bought it in May 2022.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	21 MOUNT VERNON ST, SAUGUS, MA 01906-4339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2022 · Amount on File
Deed Sale	May 9, 2022 · Amount on File
Deed Document Number	20222840
Deed Book / Page	40921 / 7
Prior Transfer Date	May 6, 2022
Prior Transfer Doc	00040921-7
Record Updated	Oct 29, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	May 9, 2022
Property Address	21 MOUNT VERNON ST, SAUGUS, MA 01906-4339
Document Number	00040921-7
Book / Page	40921 / 7
Instrument Date	May 6, 2022
Instrument	20220509002840
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 MOUNT VERNON ST, SAUGUS, MA 01906-4340

Mortgage

Document Number	220509002850
Date	May 9, 2022
Instrument	220509002850

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 21 Mount Vernon St was $9,331, up 0.6% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,331.00 (+0.57%)	$895,500 (+3.09%) Land $347,400 Building $538,900	$909,440
2025	$9,278.00 (+4.84%)	$868,700 (+4.54%) Land $315,800 Building $552,900
2024	$8,850.00 (+4.45%)	$831,000 (+10.43%) Land $297,700 Building $533,300
2023	$8,473.00	$752,500 Land $261,600 Building $490,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Mount Vernon St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Mount Vernon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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