22 Maple St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 22 Maple St, Spencer, MA 01562 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 840 sqft · built 1890
Lot Size	0.07 acres (3,050 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Apr 2020)
Tax Bill	$24 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U07 B:00199 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U07 B:00199 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	840 sqft Living Area
Gross Area	1,440 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,050 sqft (0.07 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22 MAPLE ST
City	SPENCER
State	MA
Zip	01562-2574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	199
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3007
Census Tract	726200

Owner

Source: Worcester County and Spencer Town records · APN SPEN M:00U07 B:00199 L:00000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22 MAPLE ST, SPENCER, MA 01562-2574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 24, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Dec 12, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 05, 2019	Deed of Trust, Mortgage · Commercial Mortgage LATITUDE CAPITAL LLC
Apr 06, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 06, 2019	Quit Claim Deed, Transfer · Commercial Mortgage LATITUDE CAPITAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2020 · Amount on Record
Deed Sale	Apr 06, 2020 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	202034808
Deed Book / Page	62164 / 276
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	22 MAPLE ST, SPENCER, MA 01562-2574
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068479-35
Date	Nov 14, 2022
Book Page	68479/35
Instrument	121847

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Dec 01, 2050

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	22 MAPLE ST, SPENCER, MA 01562-2574
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069920-364
Date	Nov 24, 2023
Book Page	69920/364
Instrument	98736

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	22 MAPLE ST, SPENCER, MA 01562-2574
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069982-191
Date	Dec 12, 2023
Book Page	69982/191
Instrument	103714

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 01, 2049

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	22 MAPLE ST, SPENCER, MA 01562-2574
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61002-359
Date	Sep 05, 2019
Book Page	61002/359
Instrument	90763

Lender

Name	LATITUDE CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Apr 06, 2020
Property Address	22 MAPLE ST, SPENCER, MA 01562-2574
Document Number	62164-276
Book / Page	062164 / 000276
Instrument Date	Apr 01, 2020
Instrument	34808
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$775.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22 MAPLE ST SPENCER MA 015622574, SPENCER, MA 01562-2574

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	May 06, 2019
Property Address	22 MAPLE ST, SPENCER, MA 01562-2574
Document Number	60368-238
Book / Page	60368 / 238
Instrument Date	May 01, 2019
Instrument	40464
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60368-241
Date	May 06, 2019
Book Page	60368/241
Instrument	40465

Lender

Name	LATITUDE CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Spencer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24.00 (-98.92%)	$208,000 (+7.27%) Land $30,700 Building $177,300	$240,920
2024	$2,218.00 (+5.02%)	$193,900 (+10.74%) Land $30,700 Building $163,200
2023	$2,112.00	$175,100 Land $30,700 Building $144,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277262003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 422 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Maple St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures