La Plata County property record for 28 Locust Ct, Durango, CO 81303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,998 sqft · built 2001 |
| Lot Size | 0.185 acres (8,054 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Oct 2023) |
| Tax Bill | $2,135 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5661-301-33-036 |
| Primary APN | 5661-301-33-036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,998 sqft Living Area |
| Gross Area | 2,439 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Lot Area | 8,054 sqft (0.185 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 142 sqft |
| Deck Area | Deck Area |
| Patio Area | 161 sqft |
| Heating System | Hot Water |
|---|
| Account Number | R421787 |
|---|---|
| Street Address | 28 LOCUST CT |
| City | DURANGO |
| State | CO |
| Zip | 81303-7501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: WESTRIDGE AT DGO WEST LOT: 36 PROJ 99-222 #783799 28 LOCUST CT DURANGO 81303 |
| Legal Subdivision | WESTRIDGE AT DGO WEST |
| Legal Block | 3 |
| Legal Lot Number | 36 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 970701 |
Source: La Plata County records · APN 5661-301-33-036
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2338 E LUPINE AVE, PHOENIX, AZ 85028-1714 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 02, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC |
| Oct 30, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage NEXBANK SSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on Record |
| Deed Sale | Oct 30, 2023 · Amount on Record |
| Prior Sale | Aug 29, 2011 · Amount on Record |
| Deed Document Number | 20231227054 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 28 LOCUST CT, DURANGO, CO 81303-7501 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Address | 2338 E LUPINE AVE, PHOENIX, AZ 85028-1714 |
| Document Number | 0001249086 |
|---|---|
| Date | Dec 02, 2025 |
| Instrument | 1249086 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Oct 30, 2023 |
| Property Address | 28 LOCUST CT, DURANGO, CO 81303-7501 |
| Document Number | 0001227054 |
| Map Reference | DOC 783799 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 1227054 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2338 E LUPINE AVE, PHOENIX, AZ 85028-1714 |
| Document Number | 0001227055 |
|---|---|
| Date | Oct 30, 2023 |
| Instrument | 1227055 |
| Name | NEXBANK SSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,100 (-2.08%) Land $5,590 Building $32,510 | $622,560 (-) Land $91,300 Building $531,260 | |
| 2025 | $2,135.00 (+26.86%) | $38,910 (+13.34%) Land $5,710 Building $33,200 | $622,560 (+21.52%) Land $91,300 Building $531,260 |
| 2024 | $1,683.00 (+16.79%) | ||
| 2023 | $1,441.00 (+28.09%) | $34,330 (+29.45%) Land $4,460 Building $29,870 | $512,330 (+34.27%) Land $66,520 Building $445,810 |
| 2022 | $1,125.00 | $26,520 Land $4,830 Building $21,690 | $381,570 Land $69,510 Building $312,060 |
Source: FEMA National Flood Hazard Layer as of April 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · other causes |
| Wildfire Risk | High above 88% of the US · above 92% of Colorado |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Visionary Communications Fixed Wireless | 100 / 20 |
Based on FCC filings for 91 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DURANGO WEST MD NO 1 serves 750 people |
|---|---|
| Water Source | Purchased surface water from LAKE DURANGO WA |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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