La Plata County property record for 22 Locust Ct, Durango, CO 81303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 1,670 sqft · built 2001 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $342,500 (Aug 2017) |
| Tax Bill | $1,972 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5661-301-33-035 |
| Primary APN | 5661-301-33-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,670 sqft Living Area |
| Gross Area | 2,154 sqft |
| 1st Floor Area | 1,670 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R421786 |
|---|---|
| Street Address | 22 LOCUST CT |
| City | DURANGO |
| State | CO |
| Zip | 81303-7501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: WESTRIDGE AT DGO WEST LOT: 35 PROJ 99-222 #783799 22 LOCUST CT DURANGO 81303 |
| Legal Subdivision | WESTRIDGE AT DGO WEST |
| Legal Block | 3 |
| Legal Lot Number | 35 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 970701 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22 LOCUST CT, DURANGO, CO 81303-7501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 2, 2017 | Warranty Deed, Transfer · FHA Mortgage UNIVERSAL LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2017 · Amount on Record |
| Deed Sale | Aug 2, 2017 · Amount on Record |
| Prior Sale | Oct 3, 2007 · Amount on Record |
| Deed Document Number | 20171131640 |
| Prior Transfer Date | Apr 12, 2005 |
| Prior Transfer Doc | 0000908916 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 22 LOCUST CT, DURANGO, CO 81303-7501 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | GUARDIAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001191255 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 1191255 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Aug 2, 2017 |
| Property Address | 22 LOCUST CT, DURANGO, CO 81303-7501 |
| Document Number | 0001131640 |
| Instrument Date | Aug 1, 2017 |
| Instrument | 1131640 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2017 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 22 LOCUST CT DURANGO CO 813037501, DURANGO, CO 81303-7501 |
| Document Number | 1131641 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 1131641 |
| Name | UNIVERSAL LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | DENVER, CO 80224 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,210 (-2.06%) Land $5,860 Building $29,350 | $575,230 (-) Land $95,700 Building $479,530 | |
| 2025 | $1,972.00 (+49.96%) | $35,950 (+14.71%) Land $5,980 Building $29,970 | $575,230 (+22.96%) Land $95,700 Building $479,530 |
| 2023 | $1,315.00 (+25.72%) | $31,340 (+27.19%) Land $4,630 Building $26,710 | $467,800 (+31.95%) Land $69,090 Building $398,710 |
| 2022 | $1,046.00 | $24,640 Land $5,060 Building $19,580 | $354,530 Land $72,860 Building $281,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 92% of Colorado |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DURANGO WEST MD NO 1 serves 750 people · EPA ID CO0134180 |
|---|---|
| Water Source | Purchased surface water from LAKE DURANGO WA |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
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