La Plata County property record for 15 Locust Ct, Durango, CO 81303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 1,716 sqft · built 2003 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $299,000 (Jul 2005) |
| Tax Bill | $2,098 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5661-301-33-039 |
| Primary APN | 5661-301-33-039 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 2,257 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Contemporary |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 541 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 151 sqft |
| Deck Area | Deck Area |
| Patio Area | 372 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R421790 |
|---|---|
| Street Address | 15 LOCUST CT |
| City | DURANGO |
| State | CO |
| Zip | 81303-7501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: WESTRIDGE AT DGO WEST LOT: 39 PROJ 99-222 #783799 15 LOCUST CT DURANGO 81303 |
| Legal Subdivision | WESTRIDGE AT DGO WEST |
| Legal Block | 3 |
| Legal Lot Number | 39 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 970701 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 LOCUST CT, DURANGO, CO 81303-7501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2005 · Amount on Record |
| Deed Sale | Jul 12, 2005 · Amount on Record |
| Prior Sale | Mar 30, 2000 · Amount on Record |
| Deed Document Number | 2005913079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 15 LOCUST CT, DURANGO, CO 81303-7501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001175956 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 1175956 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 15 LOCUST CT, DURANGO, CO 81303-7501 |
| Document Number | 0001142777 |
| Instrument Date | May 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 LOCUST CT DURANGO CO 813037501, DURANGO, CO 81303-7501 |
| Document Number | 0001142777 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 1142777 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 8, 2048 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,450 (-2.09%) Land $5,650 Building $31,800 | $611,990 (-) Land $92,400 Building $519,590 | |
| 2025 | $2,098.00 (+48.16%) | $38,250 (+13.4%) Land $5,780 Building $32,470 | $611,990 (+21.55%) Land $92,400 Building $519,590 |
| 2023 | $1,416.00 (+27.57%) | $33,730 (+28.99%) Land $4,500 Building $29,230 | $503,480 (+33.82%) Land $67,210 Building $436,270 |
| 2022 | $1,110.00 | $26,150 Land $4,890 Building $21,260 | $376,240 Land $70,350 Building $305,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 92% of Colorado |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DURANGO WEST MD NO 1 serves 750 people · EPA ID CO0134180 |
|---|---|
| Water Source | Purchased surface water from LAKE DURANGO WA |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
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