Westchester County and Lewisboro Town property record for 23 Lambert Rdg, Cross River, NY 10518
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3,736 sqft · built 1998 |
| Lot Size | 1.32 acres (57,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,199,000 (Sep 2006) |
| Tax Bill | $27,592 (2026) |
| Deeds & Mortgages | Aug 2023 Second Mortgage May 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10533-473 |
| Primary APN | 10533-473 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,736 sqft Living Area |
| Attic | Attic |
| Attic Area | 420 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 57,499 sqft (1.32 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 10533-473 |
|---|---|
| Street Address | 23 LAMBERT RDG |
| City | CROSS RIVER |
| State | NY |
| Zip | 10518-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 473- |
| Legal Lot Number | 1.7 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | LEWISBORO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 12502 |
23 Lambert Rdg is owned by two individuals who bought it in September 2006.
Source: Westchester County and Lewisboro Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | LAMBERT RDG, CROSS RIVER, NY 10518 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| May 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2006 · Amount on File |
| Deed Sale | Sep 27, 2006 · Amount on File |
| Prior Sale | Oct 14, 1999 · Amount on File |
| Deed Document Number | 2006462510206 |
| Prior Transfer Date | Aug 20, 2001 |
| Prior Transfer Doc | 0422691079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 23 LAMBERT RDG, CROSS RIVER, NY 10518-1123 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 23 LAMBERT RDG, CROSS RIVER, NY 10518-1123 |
| Document Number | 0632283154 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 632283154 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 23 LAMBERT RDG, CROSS RIVER, NY 10518-1123 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | FIRST WESTCHESTER TITLE AGENCY, FIRST WESTCHESTER TITLE AGEN |
| Name | Verified Name |
|---|
| Document Number | 0611263258 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 611263258 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 23 LAMBERT RDG, CROSS RIVER, NY 10518-1123 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | FIRST WESTCHESTER TITLE AGENCY, FIRST WESTCHESTER TTL AGNY L |
| Name | Verified Name |
|---|
| Document Number | 0611263255 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 611263255 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2026 property tax bill for 23 Lambert Rdg was $27,592, up 363% from the year before.
Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Lewisboro Town |
| Unified School District | Katonah-Lewisboro Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,592.00 (+362.95%) | ||
| 2025 | $5,960.00 | $88,300 (-) Land $19,000 Building $69,300 | $1,408,293 (+2.39%) Land $303,030 Building $1,105,263 |
| 2024 | $88,300 (-7.35%) Land $19,000 Building $69,300 | $1,375,389 (+0.74%) Land $295,950 Building $1,079,439 | |
| 2023 | $95,300 Land $19,000 Building $76,300 | $1,365,329 Land $272,206 Building $1,093,123 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 23 Lambert Rdg in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1980–2008) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23 Lambert Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MICHELLE ESTATES private · serves 340 people · EPA ID NY5930013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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