28 Harwick Rd, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 28 Harwick Rd, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	3,036 sqft · built 1950
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Mar 2021)
Tax Bill	$19,202 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Nov 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`10-00208-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`10-00208-0000-00009`
Alternative APNs	`100020800009` `443400`

Interior

Building Area	3,036 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Account Number	443400
Street Address	28 HARWICK RD
City	DUMONT
State	NJ
Zip	07628-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	60X100
Legal Subdivision	FAIRFIELD MANOR
Legal Block	208
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	1
Census Block	1002
Census Tract	10300

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 HARWICK RD, DUMONT, NJ 07628-1114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 9, 2020	Deed, Construction Loan · Construction Mortgage LENDINGONE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	202143858
Deed Book / Page	4037 / 1872
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 25, 2021
Property Address	28 HARWICK RD, DUMONT, NJ 07628-1114
Document Number	0040371872
Book / Page	4037 / 1872
Instrument Date	Dec 7, 2020
Instrument	2021043858
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,973.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	241 BEECH CT, 241, RIVER EDGE, NJ 07661-1135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 HARWICK RD, DUMONT, NJ 07628-1114

Mortgage

Document Number	2021043859
Date	Mar 25, 2021
Instrument	2021043859

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

November 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 9, 2020
Property Address	28 HARWICK RD, DUMONT, NJ 07628-1114
Document Number	0038080453
Book / Page	3808 / 453
Instrument Date	Jul 16, 2020
Instrument	20-115972
Transaction Type	Construction Loan
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 HARWICK RD, 28, DUMONT, NJ 07628-1114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 HARWICK RD, DUMONT, NJ 07628-1114

Mortgage

Document Number	20115973
Date	Nov 9, 2020
Instrument	20-115973

Lender

Name	LENDINGONE LLC
Type	Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Aug 1, 2021

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$878,300 (+7.03%) Land $348,000 Building $530,300	$878,300 (+7.03%) Land $348,000 Building $530,300
2025	$19,202.00 (+61.44%)	$820,600 (+180.45%) Land $317,000 Building $503,600	$820,600 (+180.45%) Land $317,000 Building $503,600
2024	$11,894.00 (+4.69%)
2023		$292,600 Land $165,000 Building $127,600	$292,600 Land $165,000 Building $127,600
2022	$11,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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