Bergen County and Dumont Borough property record for 45 Harwick Rd, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,632 sqft · built 1948 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Aug 2001) |
| Tax Bill | $14,679 (2025) |
| Deeds & Mortgages | May 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00209-0000-00016 |
| Primary APN | 10-00209-0000-00016 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,632 sqft Living Area |
|---|
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Account Number | 442200 |
|---|---|
| Street Address | 45 HARWICK RD |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 55X100 |
| Legal Block | 209 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 HARWICK RD, DUMONT, NJ 07628-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2001 · Amount on Record |
| Deed Sale | Aug 28, 2001 · Amount on Record |
| Deed Book / Page | 8398 / 663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 HARWICK RD, DUMONT, NJ 07628-1113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035880769 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 3588/769 |
| Instrument | 20-045384 |
| Name | NVE BANK |
|---|---|
| Type | Bank |
| Address | ENGLEWOOD, NJ 07631 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 21, 2040 |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $674,500 (+7.52%) Land $341,500 Building $333,000 | $674,500 (+7.52%) Land $341,500 Building $333,000 | |
| 2025 | $14,679.00 (+1.9%) | $627,300 (+89.29%) Land $311,000 Building $316,300 | $627,300 (+89.29%) Land $311,000 Building $316,300 |
| 2024 | $14,406.00 (+11.95%) | ||
| 2023 | $331,400 Land $160,000 Building $171,400 | $331,400 Land $160,000 Building $171,400 | |
| 2022 | $12,868.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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