27 Harwick Rd, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 27 Harwick Rd, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,228 sqft · built 1948
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$432,500 (Mar 2020)
Tax Bill	$11,698 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00209-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`10-00209-0000-00013`
Alternative APNs	`100020900013` `441900`

Interior

Building Area	1,228 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide

Location & Zoning

Account Number	441900
Street Address	27 HARWICK RD
City	DUMONT
State	NJ
Zip	07628-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	55X100
Legal Subdivision	FAIRFIELD MANOR 1ST MAP
Legal Block	209
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	1
Census Block	1001
Census Tract	10300

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 HARWICK RD, DUMONT, NJ 07628-1113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 23, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Jan 20, 2015 · Amount on Record
Deed Document Number	202032468
Deed Book / Page	3551 / 493
Prior Transfer Date	Aug 17, 1998
Prior Transfer Doc	0000142346
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	27 HARWICK RD, DUMONT, NJ 07628-1113
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056591310
Date	Dec 2, 2025
Book Page	5659/1310
Instrument	2025081673

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Oct 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 23, 2020
Property Address	27 HARWICK RD, DUMONT, NJ 07628-1113
Document Number	0035510493
Book / Page	3551 / 493
Instrument Date	Feb 28, 2020
Instrument	20-032468
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,527.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 HARWICK RD, 27, DUMONT, NJ 07628-1113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 HARWICK RD, DUMONT, NJ 07628-1113

Mortgage

Document Number	20032469
Date	Mar 23, 2020
Instrument	20-032469

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,400 (+8.1%) Land $341,500 Building $198,900	$540,400 (+8.1%) Land $341,500 Building $198,900
2025	$11,698.00 (+12.98%)	$499,900 (+96.27%) Land $311,000 Building $188,900	$499,900 (+96.27%) Land $311,000 Building $188,900
2024	$10,354.00 (+4.69%)
2023		$254,700 Land $160,000 Building $94,700	$254,700 Land $160,000 Building $94,700
2022	$9,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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