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28 Harbor Pt, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 28 Harbor Pt, Key Biscayne, FL 33149 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details7 bd · 7 ba · 11,556 sqft · built 1981
Lot Size0.543 acres (23,642 sqft)
OwnerIndividual Name on File
Tax Bill$332,124 (2025)
Deeds & MortgagesJan 2021 Sale
Aug 2020 Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN24-5206-001-0020

Property Details

APN / Parcel Number

Primary APN24-5206-001-0020

Interior

Bedrooms7 Beds
Full Baths7 Baths
Stories2 Stories
Building Area11,556 sqft Living Area
1st Floor Area472 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Lot Area23,642 sqft (0.543 acres)
Patio Area1,883 sqft

Location & Zoning

Street Address28 HARBOR PT
CityKEY BISCAYNE
StateFL
Zip33149-1716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLORIDO ESTS PB 106-69 LOT 2 BLK 1 & PROP INT IN & TO COMMON ELEMENTS LOT SIZE 27137 SQ FT OR 14443-4304 0290 1
Legal Range42E
Legal Township55S
Legal Section06
Legal SubdivisionLORIDO ESTS
Legal Block1
Legal Lot Number2
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group1
Census Block1003
Census Tract4602

Owner

Source: Miami-Dade County records · APN 24-5206-001-0020

Assessment roll updated July 21, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8600 NW 41ST ST, DORAL, FL 33166-6202
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Warranty Deed, Transfer
WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS
Aug 06, 2020Quit Claim Deed, Transfer · Line of Credit
NORTHERN TR
Aug 16, 2018Loan Modification, Mortgage
NORTHERN TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 26, 2024
Transfer Doc0000119795
Record UpdatedSep 20, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateJan 13, 2021
Property Address28 HARBOR PT, KEY BISCAYNE, FL 33149-1716
Document Number0000024923
Book / Page032286 / 004529
Instrument DateDec 21, 2020
Instrument24923
Transaction TypeTransfer
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address28 HARBOR PT KEY BISCAYNE FL 331491716, KEY BISCAYNE, FL 33149-1716

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDADE FL
Recording DateAug 06, 2020
Property Address28 HARBOR PT, KEY BISCAYNE, FL 33149-1716
Document Number0000432648
Book / Page032040 / 001392
Instrument DateJul 23, 2020
Instrument432648
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28 HARBOR PT KEY BISCAYNE FL 331491716, KEY BISCAYNE, FL 33149-1716

Mortgage

Document Number432649
DateAug 06, 2020
Book Page032040/001394
Instrument432649
Lender
NameNORTHERN TR
Address50 S LA SALLE ST, CHICAGO, IL 60603-1008
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 05, 2030
Interest
Rate TypeAdjustable Rate

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDADE FL
Property Address28 HARBOR PT, KEY BISCAYNE, FL 33149-1716
Document Number0000533343
Instrument DateAug 16, 2018
Transaction TypeMortgage
Record UpdatedSep 24, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28 HARBOR PT KEY BISCAYNE FL 331491716, KEY BISCAYNE, FL 33149-1716

Mortgage

Document Number0000533343
DateSep 04, 2018
Book Page031124/001670
Instrument533343
Lender
NameNORTHERN TR
Address50 S LA SALLE ST, CHICAGO, IL 60603-1008
Agreement
AmountAmount Recorded
Term84 Months
DueSep 03, 2025

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$332,124.00 (+18.45%)$21,244,993 (+15.59%) Land $16,549,400 Building $4,695,593$21,244,993 (+15.59%) Land $16,549,400 Building $4,695,593
2024$280,401.00 (+1.24%)
2023$276,955.00 (+8.81%)$18,379,941 (+5.92%) Land $13,568,500 Building $4,811,441$18,379,941 (+5.92%) Land $13,568,500 Building $4,811,441
2022$254,529.00$17,352,385 Land $12,483,020 Building $4,869,365$17,352,385 Land $12,483,020 Building $4,869,365

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation10.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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