28 Grove St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 28 Grove St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,082 sqft · built 1900
Lot Size	0.096 acres (4,200 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Aug 2018)
Tax Bill	$5,263 (2026)
Deeds & Mortgages	May 2021 Refinance Aug 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0038 B:0031 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0038 B:0031 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,082 sqft Living Area
Gross Area	2,275 sqft
1st Floor Area	777 sqft
Basement Area	699 sqft
Unfinished Basement	699 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,200 sqft (0.096 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	28 GROVE ST
City	GLOUCESTER
State	MA
Zip	01930-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	31
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2001
Census Tract	221600

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 GROVE ST, GLOUCESTER, MA 01930-2612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Aug 24, 2018	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 12, 2018	Quit Claim Deed, Transfer · Commercial Mortgage CAPE ANN SAVINGS BANK
Sep 8, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Prior Sale	Mar 12, 2018 · Amount on Record
Deed Book / Page	36963 / 264
Transfer Doc	036963-264
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	28 GROVE ST, GLOUCESTER, MA 01930-2612
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039911-603
Date	May 24, 2021
Book Page	39911/603
Instrument	20210524006240

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 24, 2018
Property Address	28 GROVE ST, GLOUCESTER, MA 01930-2612
Document Number	36963-264
Book / Page	36963 / 264
Instrument	180824004710
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	369630268
Date	Aug 24, 2018
Instrument	36963/0268

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Mar 12, 2018
Property Address	28 GROVE ST, GLOUCESTER, MA 01930-2612
Document Number	36581-283
Book / Page	36581 / 283
Instrument	180312004680
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$30.26
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036581-286
Date	Mar 12, 2018
Book Page	36581/286
Instrument	180312004700

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	GLOUCESTER MA
Recording Date	Sep 8, 2017
Property Address	28 GROVE ST, GLOUCESTER, MA 01930-2612
Document Number	36162-91
Book / Page	036162 / 000091
Instrument Date	Aug 14, 2017
Instrument	1709080111
Transaction Type	Foreclosure
Record Updated	Sep 26, 2017

Transaction

Amount	Amount Recorded
Tax	$957.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1100 N MARKET ST WILMINGTON DE 198901100, WILMINGTON, DE 19890-1100

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,263.00 (+4.61%)	$565,300 (+9.22%) Land $155,200 Building $410,100	$567,997 (+14.69%)
2025	$5,031.00 (+1.25%)	$517,600 (+1.35%) Land $143,700 Building $373,900
2024	$4,969.00 (+9.23%)	$510,700 (+18.88%) Land $136,800 Building $373,900	$495,235
2023	$4,549.00	$429,600 Land $122,200 Building $307,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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