31 Grove St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 31 Grove St, Gloucester, MA 01930

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,258 sqft · built 1987
Lot Size	0.195 acres (8,529 sqft)
Owner	Trust Name on Record
Last Sale	$288,000 (Sep 2018)
Tax Bill	$3,987 (2026)
Deeds & Mortgages	Feb 2019 Sale Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0035 B:0029 L:0001`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0035 B:0029 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,258 sqft Living Area
Gross Area	1,902 sqft
1st Floor Area	708 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,529 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	31 GROVE ST
City	GLOUCESTER
State	MA
Zip	01930-2611
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-5
Legal Subdivision	GROVE ST GLOUCESTER
Legal Block	29
Legal Lot Number	1
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2003
Census Tract	221600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oak Grove Cemetery listed 1975 · 6 contributing resources · NRIS 75000263

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	31 GROVE ST, GLOUCESTER, MA 01930-2611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2019	Condominium Deed, Transfer
Sep 19, 2018	Quit Claim Deed, Transfer · ARM CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2018 · Amount on Record
Deed Sale	Sep 19, 2018 · Amount on Record
Prior Sale	Jan 29, 2009 · Amount on Record
Deed Book / Page	37022 / 260
Last Transfer Date	Feb 20, 2019
Transfer Doc	37345-396
Record Updated	Oct 29, 2026

February 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Feb 25, 2019
Property Address	31 GROVE ST, GLOUCESTER, MA 01930-2611
Document Number	37345-396
Book / Page	037345 / 000396
Instrument Date	Feb 20, 2019
Instrument	1902251810
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 GROVE ST GLOUCESTER MA 019302611, GLOUCESTER, MA 01930-2611

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Sep 19, 2018
Property Address	31 GROVE ST, GLOUCESTER, MA 01930-2611
Document Number	37022-260
Book / Page	37022 / 260
Instrument	180919001050
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.02
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	370220263
Date	Sep 19, 2018
Instrument	37022/0263

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Max Rate At Change	91.9%
Max Rate	3%

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,987.00 (+4.84%)	$428,200 (+9.43%) Building $428,200	$471,837 (+15.96%)
2025	$3,803.00 (+6.5%)	$391,300 (+6.62%) Building $391,300
2024	$3,571.00	$367,000 Building $367,000	$406,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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