18 Grove St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 18 Grove St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,050 sqft · built 1900
Lot Size	0.11 acres (4,790 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jan 2023)
Tax Bill	$4,513 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0038 B:0027 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0038 B:0027 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,050 sqft Living Area
Gross Area	1,597 sqft
1st Floor Area	553 sqft
Basement Area	380 sqft
Unfinished Basement	380 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,790 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	18 GROVE ST
City	GLOUCESTER
State	MA
Zip	01930-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	27
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2001
Census Tract	221600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oak Grove Cemetery listed 1975 · 6 contributing resources · NRIS 75000263

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 GROVE ST, GLOUCESTER, MA 01930-2612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANKGLOUCESTER
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANKGLOUCESTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2023 · Amount on Record
Deed Sale	Jan 5, 2023 · Amount on Record
Deed Document Number	2023350
Deed Book / Page	41385 / 521
Prior Transfer Date	Jan 4, 2023
Prior Transfer Doc	041385-521
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jan 5, 2023
Property Address	18 GROVE ST, GLOUCESTER, MA 01930-2612
Document Number	041385-521
Book / Page	41385 / 521
Instrument Date	Jan 4, 2023
Instrument	20230105000350
Transaction Type	Transfer
Record Updated	Jan 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 GROVE ST, GLOUCESTER, MA 01930-2612

Mortgage

Document Number	230105000360
Date	Jan 5, 2023
Instrument	230105000360

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	18 GROVE ST, GLOUCESTER, MA 01930-2612
Document Number	37441-197
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 GROVE ST GLOUCESTER MA 019302612, GLOUCESTER, MA 01930-2612

Mortgage

Document Number	37441-197
Date	Apr 16, 2019
Book Page	037441/000197
Instrument	1904161720

Lender

Name	BANKGLOUCESTER
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2029

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	18 GROVE ST, GLOUCESTER, MA 01930-2612
Document Number	35977-52
Book / Page	035977 / 000052
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35977-52
Date	Jun 28, 2017
Book Page	035977/000052
Instrument	1706280184

Lender

Name	BANKGLOUCESTER
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 27, 2032

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,513.00 (+39.46%)	$484,800 (+45.63%) Land $160,300 Building $324,500	$518,583 (+36.88%)
2025	$3,236.00 (-23.81%)	$332,900 (-23.73%) Land $148,500 Building $184,400
2024	$4,247.00 (+4.45%)	$436,500 (+13.7%) Land $141,400 Building $295,100	$378,860
2023	$4,066.00	$383,900 Land $126,300 Building $257,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Grove St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures