Ocean County and Toms River Township property record for 28 E Surf Way, Lavallette, NJ 08735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 720 sqft · built 1959 |
| Lot Size | 0.028 acres (1,220 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,900 (Jul 2007) |
| Tax Bill | $9,817 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2022 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 08-01102-03-00008 |
| Primary APN | 08-01102-03-00008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 720 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Colonial |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 1,220 sqft (0.028 acres) |
| Porch | Enclosed Porch |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Street Address | 28 E SURF WAY |
|---|---|
| City | LAVALLETTE |
| State | NJ |
| Zip | 08735-1944 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB7 |
| Legal Description | .028AC |
| Legal Block | 1102 |
| Legal Lot Number | 8 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 722500 |
Source: Ocean County and Toms River Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 E SURF WAY, LAVALLETTE, NJ 08735-1944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 24, 2022 | Quit Claim Deed, Transfer SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2007 · Amount on Record |
| Deed Sale | Jul 11, 2007 · Amount on Record |
| Deed Document Number | 200795001 |
| Deed Book / Page | 13706 / 464 |
| Last Transfer Date | Aug 20, 2020 |
| Transfer Doc | 0190420588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 28 E SURF WAY, LAVALLETTE, NJ 08735-1944 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0185511108 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 18551/1108 |
| Instrument | 2021095946 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 231 Months |
| Due | Sep 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | May 24, 2022 |
| Property Address | 28 E SURF WAY, LAVALLETTE, NJ 08735-1944 |
| Document Number | 0190420588 |
| Book / Page | 19042 / 588 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 2022060783 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 306 DEMOTT AVE, 306, ROCKVILLE CENTRE, NY 11570-1854 |
| Name | Verified Name |
|---|---|
| Address | 28 E SURF WAY, LAVALLETTE, NJ 08735-1944 |
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $502,400 (-) Land $304,000 Building $198,400 | $502,400 (-) Land $304,000 Building $198,400 | |
| 2025 | $9,817.00 (+7.31%) | $502,400 (-) Land $304,000 Building $198,400 | $502,400 (-) Land $304,000 Building $198,400 |
| 2024 | $9,148.00 (+9.1%) | ||
| 2023 | $502,400 Land $304,000 Building $198,400 | $502,400 Land $304,000 Building $198,400 | |
| 2022 | $8,385.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 733 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 754 units insured incl. 21 condo units |
| Nearby Flood Claims | 1,149 (1978–2024) |
| Claims Outside the SFHA | 166 of 1,149 |
| Most Recent Claim | Aug 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 968 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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