23 E Surf Way, Lavallette, NJ 08735 Property Records

Ocean County and Toms River Township property record for 23 E Surf Way, Lavallette, NJ 08735

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,040 sqft · built 1987
Lot Size0.029 acres (1,250 sqft)
OwnerIndividual Name on File
Last Sale$667,500 (Dec 2021)
Tax Bill$10,315 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN08-01102-02-00013

Property Details

APN / Parcel Number

Primary APN08-01102-02-00013
Alternative APN
  • 0801102000200013

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,040 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area1,250 sqft (0.029 acres)
Lot Dimensions25 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address23 E SURF WAY
CityLAVALLETTE
StateNJ
Zip08735-1945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB7
Legal Description50X25
Legal Block1102
Legal Lot Number13
JurisdictionOCEAN NJ
Township / Civil DivisionTOMS RIVER
Census Block Group3
Census Block3038
Census Tract722500

Owner

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23 E SURF WAY, LAVALLETTE, NJ 08735-1945
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Prior SaleMay 19, 1997 · Amount on Record
Deed Document Number2021183694
Deed Book / Page18845 / 799
Record UpdatedSep 20, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateDec 29, 2021
Property Address23 E SURF WAY, LAVALLETTE, NJ 08735-1945
Document Number0188450799
Book / Page18845 / 799
Instrument DateDec 16, 2021
Instrument2021183694
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyBONAFIDE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,900.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 RIVER RDJ, 15, NUTLEY, NJ 07110

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 E SURF WAY, LAVALLETTE, NJ 08735-1945

Mortgage

Document Number2021183695
DateDec 29, 2021
Instrument2021183695
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionToms River Township
Unified School DistrictToms River Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$527,900 (-) Land $304,000 Building $223,900$527,900 (-) Land $304,000 Building $223,900
2025$10,315.00 (+7.3%)$527,900 (-) Land $304,000 Building $223,900$527,900 (-) Land $304,000 Building $223,900
2024$9,613.00 (+9.11%)
2023$527,900 Land $304,000 Building $223,900$527,900 Land $304,000 Building $223,900
2022$8,810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 733 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies754 units insured
incl. 21 condo units
Nearby Flood Claims1,149 (1978–2024)
Claims Outside the SFHA166 of 1,149
Most Recent ClaimAug 2024
Claims by Event
  • Hurricane Sandy, Nov 2012 · 859 claims
  • Hurricane Irene, Sep 2011 · 59 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 968 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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