Ocean County and Toms River Township property record for 31 E Surf Way, Lavallette, NJ 08735
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 786 sqft · built 1947 |
| Lot Size | 0.029 acres (1,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Nov 2020) |
| Tax Bill | $9,991 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08-01102-02-00005 |
| Primary APN | 08-01102-02-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 786 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Colonial |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 1,250 sqft (0.029 acres) |
| Lot Dimensions | 25 ft deep x 50 ft wide |
| Porch | Enclosed Porch |
| Deck Area | Deck Area |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Street Address | 31 E SURF WAY |
|---|---|
| City | LAVALLETTE |
| State | NJ |
| Zip | 08735-1945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB7 |
| Legal Description | 50X25 |
| Legal Block | 1102 |
| Legal Lot Number | 5 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 722500 |
Source: Ocean County and Toms River Township records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 DEVON ST, KEARNY, NJ 07032-2423 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Line of Credit HARRISON POLICE AND FIREMAN'S FC |
| Nov 10, 2020 | Deed, Transfer · VA Mortgage MLB RESIDENTIAL LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2020 · Amount on Record |
| Deed Sale | Nov 10, 2020 · Amount on Record |
| Prior Sale | May 6, 2014 · Amount on Record |
| Deed Document Number | 2020132746 |
| Deed Book / Page | 18150 / 1 |
| Last Transfer Date | May 10, 2024 |
| Transfer Doc | 0197321032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Sep 29, 2026 |
| Property Address | 31 E SURF WAY, LAVALLETTE, NJ 08735-1945 |
| Document Number | 0000078769 |
| Book / Page | 20514 / 668 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202678769 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP |
| Name | Verified Name |
|---|
| Document Number | 0000078769, |
|---|---|
| Date | Sep 29, 2026 |
| Book Page | 20514/668 |
| Instrument | 202678769 |
| Name | HARRISON POLICE AND FIREMAN'S FC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Nov 10, 2020 |
| Property Address | 31 E SURF WAY, LAVALLETTE, NJ 08735-1945 |
| Document Number | 0181500001 |
| Book / Page | 18150 / 1 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 2020132746 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | PASSAIC VALLEY TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,407.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 DEEP RUN CT, 6, MORGANVILLE, NJ 07751-1056 |
| Name | Verified Name |
|---|---|
| Address | 31 E SURF WAY, LAVALLETTE, NJ 08735-1945 |
| Document Number | 2020132747 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020132747 |
| Name | MLB RESIDENTIAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $511,300 (-) Land $304,000 Building $207,300 | $511,300 (-) Land $304,000 Building $207,300 | |
| 2025 | $9,991.00 (+7.31%) | $511,300 (-) Land $304,000 Building $207,300 | $511,300 (-) Land $304,000 Building $207,300 |
| 2024 | $9,310.00 (+9.11%) | ||
| 2023 | $511,300 Land $304,000 Building $207,300 | $511,300 Land $304,000 Building $207,300 | |
| 2022 | $8,533.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 733 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 754 units insured incl. 21 condo units |
| Nearby Flood Claims | 1,149 (1978–2024) |
| Claims Outside the SFHA | 166 of 1,149 |
| Most Recent Claim | Aug 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 968 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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