Kenton County property record for 5 E Orchard Rd, Fort Mitchell, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,014 sqft · built 1928 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $303,000 (Apr 2024) |
| Tax Bill | $1,133 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Dec 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-30-09-032.00 |
| Primary APN | 028-30-09-032.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,014 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 5 E ORCHARD RD |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41011-2631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST FT MITCHELL BLK B LOT 9 |
| Legal Subdivision | EAST FT MITCHELL |
| Legal Phase | B |
| Legal Block | B |
| Legal Lot Number | 9 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 64800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 E ORCHARD RD, FT MITCHELL, KY 41011-2631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE CORP |
| Dec 19, 2022 | Quit Claim Deed, Transfer · Stand-Alone Second Mortgage SILVER HILL FINANCIAL LLC |
| Feb 22, 2022 | Warranty Deed, Transfer · Balloon Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2024 · Amount on Record |
| Deed Sale | Apr 16, 2024 · Amount on Record |
| Prior Sale | Dec 19, 2022 · Amount on Record |
| Deed Document Number | 2024201 |
| Deed Book / Page | 279 / 785 |
| Prior Transfer Date | Dec 13, 2022 |
| Prior Transfer Doc | 0005900040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 5 E ORCHARD RD, FT MITCHELL, KY 41011-2631 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1701 DORIC LN 1626, 1626, FLORENCE, KY 41042-7417 |
| Document Number | 0005900202 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | KCM541/195 |
| Instrument | 24041605900202 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 88 C MICHAEL DAVENPORT BLVD, FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 19, 2022 |
| Property Address | 5 E ORCHARD RD, FT MITCHELL, KY 41011-2631 |
| Document Number | 0005900040 |
| Book / Page | 205 / 620 |
| Map Reference | PG 442 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 22121905900040 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 176656, COVINGTON, KY 41017-6656 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 176656, COVINGTON, KY 41017-6656 |
| Document Number | 0005900041 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 428/900 |
| Instrument | 22121905900041 |
| Name | SILVER HILL FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 22, 2022 |
| Property Address | 5 E ORCHARD RD, FT MITCHELL, KY 41011-2631 |
| Document Number | 0005900069 |
| Book / Page | 149 / 455 |
| Map Reference | PG 442 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 22022205900069 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11281 US HIGHWAY 42, 11281, UNION, KY 41091-9481 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 176656, COVINGTON, KY 41017-6656 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900070 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 340/38 |
| Instrument | 22022205900070 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40207 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 18, 2023 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $303,000 (-) Land $30,000 Building $273,000 | $303,000 (-) Land $30,000 Building $273,000 | |
| 2025 | $1,133.00 (+106.38%) | $303,000 (+124.44%) Land $30,000 Building $273,000 | $303,000 (+124.44%) Land $30,000 Building $273,000 |
| 2023 | $549.00 | $135,000 Land $30,000 Building $105,000 | $135,000 Land $30,000 Building $105,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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