Lexington County property record for 28 Downing Cir, Gilbert, SC 29054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,168 sqft · built 2006 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $244,900 (May 2015) |
| Tax Bill | $1,223 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003115-01-025 |
| Primary APN | 003115-01-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,168 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 5,227 sqft (0.12 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 28 DOWNING CIR |
|---|---|
| City | GILBERT |
| State | SC |
| Zip | 29054-8483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | LAKESIDE RESERVE SD LOT 25 |
| Legal Subdivision | LAKESIDE RESERVE |
| Legal Lot Number | 25 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | GILBERT |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 21303 |
Source: Lexington County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 DOWNING CIR, GILBERT, SC 29054-8483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2015 · Amount on Record |
| Deed Sale | May 7, 2015 · Amount on Record |
| Prior Sale | May 7, 2015 · Amount on Record |
| Deed Document Number | 201520485 |
| Deed Book / Page | 17626 / 257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 28 DOWNING CIR, GILBERT, SC 29054-8483 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2088505600 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 20885/5600 |
| Instrument | 2020034151 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2035 |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,223.00 (+14.94%) | ||
| 2024 | $1,064.00 (+6.29%) | $9,957 (-) Land $1,400 Building $8,557 | $248,935 (-) Land $35,000 Building $213,935 |
| 2023 | $1,001.00 | $9,957 Land $1,400 Building $8,557 | $248,935 Land $35,000 Building $213,935 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CarolinaConnect Cooperative Fiber | 8,000 / 8,000 |
| Comporium Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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