Lexington County property record for 17 Downing Cir, Gilbert, SC 29054 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,693 sqft · built 2015 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $742,500 (Apr 2022) |
| Tax Bill | $4,154 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003115-01-031 |
| Primary APN | 003115-01-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,693 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Waterfront / Beach |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 17 DOWNING CIR |
|---|---|
| City | GILBERT |
| State | SC |
| Zip | 29054-8483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE RESERVE SD LOT 31 |
| Legal Subdivision | LAKESIDE RESERVE |
| Legal Lot Number | 31 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | GILBERT |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 21303 |
Source: Lexington County records · APN 003115-01-031
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17 DOWNING CIR, GILBERT, SC 29054-8483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Apr 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 20, 2020 | Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on Record |
| Deed Sale | Apr 20, 2022 · Amount on Record |
| Prior Sale | Aug 20, 2020 · Amount on Record |
| Deed Document Number | 202218174 |
| Deed Book / Page | 21004 / 337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 17 DOWNING CIR, GILBERT, SC 29054-8483 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 2101402429 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 21014/2429 |
| Instrument | 2022028845 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Apr 20, 2022 |
| Property Address | 17 DOWNING CIR, GILBERT, SC 29054-8483 |
| Document Number | 2100400337 |
| Book / Page | 21004 / 337 |
| Map Reference | MB 13259 PG 291 |
| Instrument Date | Apr 04, 2022 |
| Instrument | 2022018174 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,930.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17 DOWNING CIR, GILBERT, SC 29054-8483 |
| Document Number | 2022018175 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 2022018175 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Aug 20, 2020 |
| Property Address | 17 DOWNING CIR, GILBERT, SC 29054-8483 |
| Document Number | 2088805779 |
| Book / Page | 20888 / 5779 |
| Map Reference | MB 13259 PG 291 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 2020037187 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,887.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17 DOWNING CIR, GILBERT, SC 29054-8483 |
| Document Number | 2020037188 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 2020037188 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Lexington County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,154.00 (-5.05%) | ||
| 2024 | $4,375.00 (+4.47%) | $29,300 (+46.5%) Land $3,600 Building $25,700 | $732,500 (+46.5%) Land $90,000 Building $642,500 |
| 2023 | $4,188.00 | $20,000 Land $3,600 Building $16,400 | $500,000 Land $90,000 Building $410,000 |
Source: FEMA National Flood Hazard Layer, Lexington County (45063C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450630213033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Oct 2015, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| CarolinaConnect Cooperative | Fiber | 8,000 / 8,000 |
| Comporium | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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