28 Cross St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 28 Cross St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,135 sqft · built 1971
Lot Size	2.8 acres (121,968 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jul 2020)
Tax Bill	$7,472 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0013 B:0106 L:0`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0013 B:0106 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,135 sqft Living Area
Gross Area	3,538 sqft
1st Floor Area	1,087 sqft
Basement Area	1,087 sqft
Unfinished Basement	1,087 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,968 sqft (2.8 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	28 CROSS ST
City	DUNSTABLE
State	MA
Zip	01827-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	106
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	1
Census Block	1024
Census Tract	328100

Owner

Source: Middlesex County and Dunstable Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 CROSS ST, DUNSTABLE, MA 01827-2201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	202032941
Deed Book / Page	34387 / 49
Record Updated	Sep 20, 2026

July 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Jul 21, 2020
Property Address	28 CROSS ST, DUNSTABLE, MA 01827-2201
Document Number	34387-49
Book / Page	34387 / 49
Instrument Date	Jul 13, 2020
Instrument	32941
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 CROSS ST, DUNSTABLE, MA 01827-2201

Mortgage

Document Number	32942
Date	Jul 21, 2020
Instrument	32942

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,472.00 (+5.39%)	$543,400 (+6.99%) Land $228,200 Building $315,200	$551,190 (+8.88%)
2024	$7,090.00 (-0.39%)	$507,900 (+6.81%) Land $208,300 Building $299,600	$506,255
2023	$7,118.00	$475,500 Land $208,300 Building $267,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cross St

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