55 Cross St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 55 Cross St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,788 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$804,422 (Aug 2025)
Tax Bill	$8,416 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0012 B:0076 L:0`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0012 B:0076 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,788 sqft Living Area
Gross Area	4,260 sqft
1st Floor Area	864 sqft
Basement Area	1,216 sqft
Unfinished Basement	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	55 CROSS ST
City	DUNSTABLE
State	MA
Zip	01827-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	76
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	1
Census Block	1023
Census Tract	328100

Owner

Source: Middlesex County and Dunstable Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 CROSS ST, DUNSTABLE, MA 01827-2202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Quit Claim Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 23, 2018	Quit Claim Deed, Transfer SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	Aug 23, 2018 · Amount on Record
Deed Book / Page	39442 / 32
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Aug 8, 2025
Property Address	55 CROSS ST, DUNSTABLE, MA 01827-2202
Document Number	0039442-32
Book / Page	39442 / 32
Instrument Date	Aug 8, 2025
Instrument	202502024828
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 CROSS ST, DUNSTABLE, MA 01827-2202

Mortgage

Document Number	202500024829
Date	Aug 8, 2025
Instrument	202500024829

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Aug 23, 2018
Property Address	55 CROSS ST, DUNSTABLE, MA 01827-2202
Document Number	32351-28
Book / Page	32351 / 28
Instrument	36745
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.86
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	323510030
Date	Aug 23, 2018
Instrument	32351/0030

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,416.00 (-2.62%)	$628,500 (-) Land $212,000 Building $413,500	$757,815 (-)
2025	$8,642.00 (+4.64%)	$628,500 (+6.24%) Land $212,000 Building $416,500	$757,815 (+26.88%)
2024	$8,259.00 (+0.63%)	$591,600 (+7.92%) Land $195,700 Building $395,900	$597,265
2023	$8,207.00	$548,200 Land $195,700 Building $352,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross St

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