14 Cross St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 14 Cross St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,583 sqft · built 1958
Lot Size	2.94 acres (128,066 sqft)
Owner	Individual Name on File
Last Sale	$760,000 (Nov 2025)
Tax Bill	$8,572 (2026)
Deeds & Mortgages	Jun 2021 Refinance Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0013 B:0105 L:0`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0013 B:0105 L:0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,583 sqft Living Area
Gross Area	4,539 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	128,066 sqft (2.94 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	14 CROSS ST
City	DUNSTABLE
State	MA
Zip	01827-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	105
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	1
Census Block	1024
Census Tract	328100

Owner

14 Cross St is owned and occupied by an individual who bought it in November 2025.

Source: Middlesex County and Dunstable Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	14 CROSS ST, DUNSTABLE, MA 01827-2201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STONEHAM COOPERATIVE BANK
Nov 13, 2025	Quit Claim Deed, Transfer · Conventional Mortgage MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	May 24, 2013 · Amount on File
Deed Book / Page	39664 / 123
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	14 CROSS ST, DUNSTABLE, MA 01827-2201
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035944-25
Date	Jun 30, 2021
Book Page	35944/25
Instrument	38580

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Nov 13, 2025
Property Address	14 CROSS ST, DUNSTABLE, MA 01827-2201
Document Number	039664-123
Book / Page	39664 / 123
Instrument Date	Nov 13, 2025
Instrument	36623
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CROSS ST, DUNSTABLE, MA 01827-2201
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036624
Date	Nov 13, 2025
Instrument	36624

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 14 Cross St was $8,572, down 2.6% from the year before.

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,572.00 (-2.62%)	$640,200 (-) Land $229,500 Building $374,100	$637,545 (-)
2025	$8,803.00 (+3.69%)	$640,200 (+5.26%) Land $229,500 Building $410,700	$637,545 (+15.53%)
2024	$8,490.00 (+3.44%)	$608,200 (+10.92%) Land $209,300 Building $398,900	$551,855
2023	$8,208.00	$548,300 Land $209,300 Building $339,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Cross St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cross St

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