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28 Cherry Tree Cir, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 28 Cherry Tree Cir, Howell, NJ 07731 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,012 sqft · built 1985
Lot Size0.248 acres (10,790 sqft)
Owner2 Individual Names on File
Tax Bill$11,591 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-00078-0000-00178

Property Details

APN / Parcel Number

Primary APN21-00078-0000-00178
Alternative APNs
  • 210007800178
  • 03878183

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,012 sqft Living Area
1st Floor Area1,138 sqft
Upper Floors Area941 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area10,790 sqft (0.248 acres)
Lot Dimensions130 ft deep x 83 ft wide
Garage Area304 sqft
Parking Spaces2 Parking Spaces
Pool Area684 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number03878183
Street Address28 CHERRY TREE CIR
CityHOWELL
StateNJ
Zip07731-1527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionADDITIONAL LOTS: LIFE EST-HOWARD(44%) DELORES GEIGER (44%)
Legal SubdivisionFRIENDSHIP MANOR AMD
Legal Block78
Legal Lot Number178
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group1
Census Block1013
Census Tract811304

Owner

Source: Monmouth County and Howell Township records · APN 21-00078-0000-00178

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 CHERRY TREE CIR, HOWELL, NJ 07731-1527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 26, 2017Grant Deed, Transfer · VA Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 30, 2008
Transfer Doc0087528961
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address28 CHERRY TREE CIR, HOWELL, NJ 07731-1527
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094826546
DateFeb 17, 2021
Book Page9482/6546
Instrument2021024845
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueDec 01, 2050

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateApr 26, 2017
Property Address28 CHERRY TREE CIR, HOWELL, NJ 07731-1527
Document Number0000043090
Book / Page009224 / 006454
Instrument DateApr 13, 2017
Instrument43090
Transaction TypeTransfer
Record UpdatedAug 20, 2018
Title CompanyCOASTAL TITLE, COASTAL TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28 CHERRY TREE CIR HOWELL NJ 077311527, HOWELL, NJ 07731-1527

Mortgage

Document Number43091
DateApr 26, 2017
Book Page009224/006464
Instrument43091
Lender
NameWELLS FARGO BK
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 25, 2047

Tax Assessment & Valuation

Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$716,700 (+6.41%) Land $365,400 Building $351,300$716,700 (+6.41%) Land $365,400 Building $351,300
2025$11,591.00 (+7.09%)$673,500 (+31.77%) Land $325,400 Building $348,100$673,500 (+31.77%) Land $325,400 Building $348,100
2024$10,824.00 (+25.93%)
2023$511,100 Land $190,400 Building $320,700$511,100 Land $190,400 Building $320,700
2022$8,595.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258113041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2011, river or lake flooding, Hurricane Irene
Claims By Storm
  • Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire RiskLow
above 36% of the US · above 56% of New Jersey
Wildfire LikelihoodAbout 1 in 2,439 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 418 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsCable940 / 35
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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