27 Cherry Tree Cir, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 27 Cherry Tree Cir, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,064 sqft · built 1985
Lot Size	0.184 acres (8,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,500 (Sep 2017)
Tax Bill	$10,624 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00078-09-00007`

Property Details

APN / Parcel Number

Primary APN	`21-00078-09-00007`
Alternative APNs	`2100078000900007` `03879007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	1,104 sqft
Upper Floors Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	8,024 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	03879007
Street Address	27 CHERRY TREE CIR
City	HOWELL
State	NJ
Zip	07731-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	FRIENDSHIP MANOR
Legal Block	78.9
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1015
Census Tract	811304

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 CHERRY TREE CIR, HOWELL, NJ 07731-1546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · FHA Mortgage DHI MORTGAGE COMPANY LTD
Sep 26, 2018	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG
Sep 26, 2017	Grant Deed, Transfer · Conventional with PMI ADVISORS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Prior Sale	Nov 29, 1994 · Amount on Record
Deed Document Number	201794422
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	27 CHERRY TREE CIR, HOWELL, NJ 07731-1546
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CHERRY TREE CIR, HOWELL, NJ 07731

Mortgage

Document Number	0096724495
Date	Dec 27, 2023
Book Page	9672/4495
Instrument	2023089394

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2063

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 26, 2018
Property Address	27 CHERRY TREE CIR, HOWELL, NJ 07731-1546
Document Number	0000095175
Book / Page	009313 / 005754
Instrument Date	Sep 1, 2018
Instrument	95175
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CHERRY TREE CIR HOWELL NJ 077311546, HOWELL, NJ 07731-1546

Mortgage

Document Number	95176
Date	Sep 26, 2018
Book Page	009313/005771
Instrument	95176

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 26, 2017
Property Address	27 CHERRY TREE CIR, HOWELL, NJ 07731-1546
Document Number	0000094422
Book / Page	009250 / 006527
Instrument Date	Jun 27, 2017
Instrument	94422
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	ALL AHEAD TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 CHERRY TREE CIR HOWELL NJ 077311546, HOWELL, NJ 07731-1546

Mortgage

Document Number	94423
Date	Sep 26, 2017
Book Page	009250/006544
Instrument	94423

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,100 (+6.93%) Land $358,300 Building $301,800	$660,100 (+6.93%) Land $358,300 Building $301,800
2025	$10,624.00 (+5.43%)	$617,300 (+31.34%) Land $318,300 Building $299,000	$617,300 (+31.34%) Land $318,300 Building $299,000
2024	$10,077.00 (+21.16%)
2023		$470,000 Land $183,300 Building $286,700	$470,000 Land $183,300 Building $286,700
2022	$8,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 56% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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