Monmouth County and Howell Township property record for 23 Cherry Tree Cir, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,730 sqft · built 1985 |
| Lot Size | 0.199 acres (8,647 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $282,000 (Apr 2003) |
| Tax Bill | $10,180 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Aug 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00078-09-00009 |
| Primary APN | 21-00078-09-00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,730 sqft Living Area |
| 1st Floor Area | 976 sqft |
| Upper Floors Area | 725 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,647 sqft (0.199 acres) |
| Lot Dimensions | 95 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 348 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 03879009 |
|---|---|
| Street Address | 23 CHERRY TREE CIR |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | FRIENDSHIP MANOR |
| Legal Block | 78.9 |
| Legal Lot Number | 9 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 811304 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23 CHERRY TREE CIR, HOWELL, NJ 07731-1546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Aug 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2003 · Amount on Record |
| Deed Sale | Apr 17, 2003 · Amount on Record |
| Prior Sale | Dec 9, 1997 · Amount on Record |
| Deed Book / Page | 8219 / 4733 |
| Last Transfer Date | May 10, 2005 |
| Transfer Doc | 0085111779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 23 CHERRY TREE CIR, HOWELL, NJ 07731-1546 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0097728164 |
|---|---|
| Date | Dec 31, 2025 |
| Book Page | 9772/8164 |
| Instrument | 2025104408 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 23 CHERRY TREE CIR, HOWELL, NJ 07731-1546 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0096564693 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 9656/4693 |
| Instrument | 2023057088 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 23 CHERRY TREE CIR, HOWELL, NJ 07731-1546 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | ANCHOR TITLE AGENCY, ANCHOR TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0094955787 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 9495/5787 |
| Instrument | 2021049767 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASBURY PARK, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $634,000 (+7.19%) Land $364,500 Building $269,500 | $634,000 (+7.19%) Land $364,500 Building $269,500 | |
| 2025 | $10,180.00 (+5.71%) | $591,500 (+32.77%) Land $324,500 Building $267,000 | $591,500 (+32.77%) Land $324,500 Building $267,000 |
| 2024 | $9,630.00 (+28.19%) | ||
| 2023 | $445,500 Land $189,500 Building $256,000 | $445,500 Land $189,500 Building $256,000 | |
| 2022 | $7,512.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 56% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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