Orange County property record for 28 Chamonix, Laguna Niguel, CA 92677
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,546 sqft · built 1987 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (Oct 2016) |
| Tax Bill | $8,158 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 653-181-22 |
| Primary APN | 653-181-22 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,546 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 4,400 sqft (0.101 acres) |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 28 CHAMONIX |
|---|---|
| City | LAGUNA NIGUEL |
| State | CA |
| Zip | 92677-8904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 12678 BLK LOT 13 |
| Legal Subdivision | 12378 |
| Legal Tract | 12678 |
| Legal Lot Number | 13 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 42330 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 CHAMONIX, LAGUNA NIGUEL, CA 92677-8904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2016 · Amount on Record |
| Deed Sale | Oct 26, 2016 · Amount on Record |
| Deed Document Number | 2016527202 |
| Prior Transfer Date | Mar 1, 2000 |
| Prior Transfer Doc | 0000135217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 28 CHAMONIX, LAGUNA NIGUEL, CA 92677-8904 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 28 CHAMONIX, LAGUNA NIGUEL, CA 92677-8904 |
| Document Number | 0000008929 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 2021000008929 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Niguel City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $830,264 (+2%) Land $605,757 Building $224,507 | |
| 2025 | $8,158.00 (+3.92%) Homeowner's exemption | $813,985 (+4.04%) Land $593,880 Building $220,105 |
| 2023 | $7,850.00 (+5.97%) Homeowner's exemption | $782,378 Land $570,819 Building $211,559 |
| 2022 | $7,408.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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