24 Chamonix, Laguna Niguel, CA 92677 Property Records

Orange County property record for 24 Chamonix, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,559 sqft · built 1987
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Tax Bill	$3,457 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`653-181-20`

Property Details

APN / Parcel Number

Primary APN	`653-181-20`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,559 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	4,400 sqft (0.101 acres)
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	24 CHAMONIX
City	LAGUNA NIGUEL
State	CA
Zip	92677-8904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12678 BLK LOT 15
Legal Tract	12678
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	42330

Owner

24 Chamonix is owned and occupied by an individual who acquired it in July 1993.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	24 CHAMONIX, LAGUNA NIGUEL, CA 92677-8904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2017	Deed of Trust, Mortgage · FHA Mortgage PLAZA HM MTG
May 2, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 30, 1993
Transfer Doc	0000824273
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24 CHAMONIX, LAGUNA NIGUEL, CA 92677-8904
Document Number	0000185372
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CHAMONIX LAGUNA NIGUEL CA 926778904, LAGUNA NIGUEL, CA 92677-8904

Mortgage

Document Number	0000185372
Date	May 8, 2017
Instrument	185372

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	948 Months
Due	May 7, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.39%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24 CHAMONIX, LAGUNA NIGUEL, CA 92677-8904
Document Number	0000185373
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 CHAMONIX LAGUNA NIGUEL CA 926778904, LAGUNA NIGUEL, CA 92677-8904

Mortgage

Document Number	0000185373
Date	May 8, 2017
Instrument	185373

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	948 Months
Due	May 7, 2096

Interest

Rate Type	Adjustable Rate
Rate	4.39%

Tax Assessment & Valuation

The 2025 property tax bill for 24 Chamonix was $3,457 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$354,733 (+2%) Land $163,497 Building $191,236
2025	$3,457.00 Homeowner's exemption	$347,778 Land $160,291 Building $187,487
2023	$3,325.00 (+1.99%) Homeowner's exemption	$334,274 Land $154,067 Building $180,207
2022	$3,260.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24 Chamonix in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Chamonix is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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