26 Chamonix, Laguna Niguel, CA 92677 Property Records

Orange County property record for 26 Chamonix, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,426 sqft · built 1987
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on File
Last Sale	$411,500 (Dec 2002)
Tax Bill	$5,960 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`653-181-21`

Property Details

APN / Parcel Number

Primary APN	`653-181-21`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,426 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	4,400 sqft (0.101 acres)
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	26 CHAMONIX
City	LAGUNA NIGUEL
State	CA
Zip	92677-8904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12678 BLK LOT 14
Legal Subdivision	TRACT NO 12678
Legal Tract	12678
Legal Lot Number	14
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	42330

Owner

26 Chamonix is owned and occupied by two individuals who acquired it in December 2019.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	26 CHAMONIX, LAGUNA NIGUEL, CA 92677-8904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2002 · Amount on File
Deed Sale	Dec 11, 2002 · Amount on File
Prior Sale	Aug 29, 1997 · Amount on File
Deed Document Number	20021126784
Last Transfer Date	Dec 19, 2019
Transfer Doc	0000005477
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26 CHAMONIX, LAGUNA NIGUEL, CA 92677-8904
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CHAMONIX, LAGUNA NIGUEL, CA 92677-8904

Mortgage

Document Number	0000261407
Date	Apr 19, 2021
Instrument	2021000261407

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Mar 1, 2031

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 7, 2020
Property Address	26 CHAMONIX, LAGUNA NIGUEL, CA 92677-8904
Document Number	0000005477
Map Reference	MB 572 PG 26-28
Instrument Date	Dec 19, 2019
Instrument	2020000005477
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	26 CHAMONIX, LAGUNA NIGUEL, CA 92677-8904

Mortgage

Document Number	0000005478
Date	Jan 7, 2020
Instrument	2020000005478

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 26 Chamonix was $5,960 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$607,897 (+2%) Land $369,247 Building $238,650
2025	$5,960.00 Homeowner's exemption	$595,978 Land $362,007 Building $233,971
2023	$5,734.00 (+1.96%) Homeowner's exemption	$572,837 Land $347,950 Building $224,887
2022	$5,624.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 26 Chamonix in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Chamonix is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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