Essex County and Caldwell Borough property record for 28 Central Ave, Caldwell, NJ 07006
| Property Type | Single Family Home |
|---|---|
| Details | 1,436 sqft · built 1900 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Company Name on File |
| Last Sale | $490,000 (May 2025) |
| Tax Bill | $10,367 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00029-0000-00018 |
| Primary APN | 03-00029-0000-00018 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,436 sqft Living Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 00000644 |
|---|---|
| Street Address | 28 CENTRAL AVE |
| City | CALDWELL |
| State | NJ |
| Zip | 07006-4804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 50X100 |
| Legal Subdivision | BOROUGH/CALDWELL |
| Legal Block | 29 |
| Legal Lot Number | 18 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CALDWELL |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 21701 |
28 Central Ave is owned by a company that bought it in May 2025.
Source: Essex County and Caldwell Borough records, as of August 3, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 28 CENTRAL AVE, CALDWELL, NJ 07006-4804 |
| Owner Type | Company |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2025 · Amount on File |
| Deed Sale | May 12, 2025 · Amount on File |
| Deed Document Number | 202529728 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 28 CENTRAL AVE, CALDWELL, NJ 07006-4804 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 28 CENTRAL AVE, CALDWELL, NJ 07006-4804 |
| Document Number | 0000141843 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021141843 |
| Name | RUGBY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NAPLES, FL 34120 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2036 |
The 2025 property tax bill for 28 Central Ave was $10,367, up 2.3% from the year before.
Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| Municipality | Caldwell Borough |
| Unified School District | Caldwell-West Caldwell School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,300 (-) Land $208,800 Building $109,500 | $318,300 (-) Land $208,800 Building $109,500 | |
| 2025 | $10,367.00 (+2.3%) | $318,300 Land $208,800 Building $109,500 | $318,300 Land $208,800 Building $109,500 |
| 2024 | $10,134.00 | ||
| 2023 | $318,300 Land $208,800 Building $109,500 | $318,300 Land $208,800 Building $109,500 | |
| 2022 | $9,622.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Apr 1984 · Coastal Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001 |
|---|---|
| Water Source | Purchased surface water from ESSEX FELLS WATER DEPT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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