27 Central Ave, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 27 Central Ave, Caldwell, NJ 07006

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,462 sqft · built 1931
Lot Size	0.142 acres (6,190 sqft)
Owner	Company Name on Record
Last Sale	$235,000 (Oct 2017)
Deeds & Mortgages	Jan 2026 Sale Dec 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-00036-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`03-00036-0000-00015`
Alternative APNs	`030003600015` `00000864`

Interior

Building Area	2,462 sqft Total Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	6,190 sqft (0.142 acres)
Lot Dimensions	136 ft deep x 53 ft wide

Location & Zoning

Account Number	00000864
Street Address	27 CENTRAL AVE
City	CALDWELL
State	NJ
Zip	07006-4872
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B
Legal Description	0.1421 AC CONDO MOTHER LOT
Legal Subdivision	CENTRAL CONDO
Legal Block	36
Legal Lot Number	15
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1004
Census Tract	21701

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1 PROVOST SQ, CALDWELL, NJ 07006-5103
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed, Transfer EVIDENT TITLE AGENCY INC
Dec 20, 2018	Quit Claim Deed, Mortgage RECOVCO MTG MGMT LLC
Oct 27, 2017	Deed of Trust, Mortgage TIAA FSB
Nov 21, 2017	Grant Deed, Transfer · Conventional Mortgage NEW PENN FIN'L LLC
Nov 6, 2017	Grant Deed, Transfer ATTORNEY ONLY
Oct 30, 2017	Grant Deed, Transfer NOT AVAILABLE
Mar 13, 2017	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Prior Sale	Jul 6, 2016 · Amount on Record
Deed Document Number	201795405
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 9, 2026
Property Address	27 CENTRAL AVE, CALDWELL, NJ 07006-4872
Document Number	0000001839
Instrument Date	Dec 11, 2025
Instrument	2026001839
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 PHEASANT LN, FAIRLESS HILLS, PA 19030-3708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CENTRAL AVE # 6, 6, CALDWELL, NJ 07006-4872

December 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 20, 2018
Property Address	27 CENTRAL AVE, CALDWELL, NJ 07006-4872
Document Number	0000109621
Instrument Date	Nov 19, 2018
Instrument	109621
Transaction Type	Mortgage
Record Updated	Apr 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	27 CENTRAL AVE #3 CALDWELL NJ 070064872, 3, CALDWELL, NJ 07006-4872

Mortgage

Document Number	109622
Date	Dec 20, 2018
Instrument	109622

Lender

Name	RECOVCO MTG MGMT LLC
Address	IRVING, TX 75038

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.17%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 CENTRAL AVE, CALDWELL, NJ 07006-4872
Document Number	0000097638
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CENTRAL AVE #B CALDWELL NJ 070064801, B, CALDWELL, NJ 07006-4801

Mortgage

Document Number	0000097638
Date	Nov 6, 2017
Instrument	97638

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 21, 2017
Property Address	27 CENTRAL AVE, CALDWELL, NJ 07006-4872
Document Number	0000101630
Instrument Date	Oct 26, 2017
Instrument	101630
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CENTRAL AVE #D CALDWELL NJ 070064873, D, CALDWELL, NJ 07006-4873

Mortgage

Document Number	101635
Date	Nov 21, 2017
Instrument	101635

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 6, 2017
Property Address	27 CENTRAL AVE, CALDWELL, NJ 07006-4872
Document Number	0000097851
Instrument Date	Oct 17, 2017
Instrument	97851
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$237.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CENTRAL AVE CALDWELL NJ 070064801, CALDWELL, NJ 07006-4801

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 30, 2017
Property Address	27 CENTRAL AVE, CALDWELL, NJ 07006-4872
Document Number	0000095405
Instrument Date	Oct 17, 2017
Instrument	95405
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$235.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CENTRAL AVE #F CALDWELL NJ 070064873, F, CALDWELL, NJ 07006-4873

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	27 CENTRAL AVE, CALDWELL, NJ 07006-4872
Document Number	0000027876
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 ORCHARD SQ CALDWELL NJ 070065111, CALDWELL, NJ 07006-5111

Mortgage

Document Number	0000027876
Date	Mar 27, 2017
Instrument	27876

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	BROOKLYN, NY 11234

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$228,200 (-) Land $228,200	$228,200 (-) Land $228,200
2025	$228,200 (-) Land $228,200	$228,200 (-) Land $228,200
2023	$228,200 Land $228,200	$228,200 Land $228,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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