22 Central Ave, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 22 Central Ave, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,669 sqft · built 1925
Lot Size	0.099 acres (4,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Sep 2017)
Tax Bill	$11,504 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00028-0000-00001-01`

Property Details

APN / Parcel Number

Primary APN	`03-00028-0000-00001-01`
Alternative APNs	`03000280000000010001` `00000597`

Interior

Building Area	1,669 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	4,300 sqft (0.099 acres)
Lot Dimensions	100 ft deep x 43 ft wide

Location & Zoning

Account Number	00000597
Street Address	22 CENTRAL AVE
City	CALDWELL
State	NJ
Zip	07006-4802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	43X100 IRR
Legal Subdivision	INCL
Legal Block	28
Legal Lot Number	1.1
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1009
Census Tract	21701

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 CENTRAL AVE, CALDWELL, NJ 07006-4802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIORITY FINANCIAL NETWORK
Jul 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Mar 26, 2018	Grant Deed, Transfer TITLE CLOSING SERVICES
Sep 26, 2017	Grant Deed, Transfer · FHA Mortgage UNITED MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Prior Sale	Jan 31, 2003 · Amount on Record
Deed Document Number	201785453
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	22 CENTRAL AVE, CALDWELL, NJ 07006-4802
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	TRUE CONCEPT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021132517
Date	Nov 4, 2021
Instrument	2021132517

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	22 CENTRAL AVE, CALDWELL, NJ 07006-4802
Document Number	0000080658
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CENTRAL AVE CALDWELL NJ 070064802, CALDWELL, NJ 07006-4802

Mortgage

Document Number	0000080658
Date	Aug 20, 2020
Instrument	80658

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 26, 2018
Property Address	22 CENTRAL AVE, CALDWELL, NJ 07006-4802
Document Number	0000026360
Instrument Date	Mar 22, 2018
Instrument	26360
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	TITLE CLOSING SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CENTRAL AVE CALDWELL NJ 070064802, CALDWELL, NJ 07006-4802

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 26, 2017
Property Address	22 CENTRAL AVE, CALDWELL, NJ 07006-4802
Document Number	0000085453
Instrument Date	Sep 13, 2017
Instrument	85453
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CENTRAL AVE CALDWELL NJ 070064802, CALDWELL, NJ 07006-4802

Mortgage

Document Number	85454
Date	Sep 26, 2017
Instrument	85454

Lender

Name	UNITED MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,200 (-) Land $201,600 Building $151,600	$353,200 (-) Land $201,600 Building $151,600
2025	$11,504.00 (+2.3%)	$353,200 (-) Land $201,600 Building $151,600	$353,200 (-) Land $201,600 Building $151,600
2024	$11,245.00 (+5.32%)
2023		$353,200 Land $201,600 Building $151,600	$353,200 Land $201,600 Building $151,600
2022	$10,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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