28 Cedar St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 28 Cedar St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,616 sqft · built 1900
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Apr 2005)
Tax Bill	$13,234 (2025)
Deeds & Mortgages	Dec 2017 Sale Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00426-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`02-00426-0000-00025`
Alternative APN	`020042600025`

Interior

Stories	2 Stories
Building Area	1,616 sqft Living Area
Gross Area	1,840 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020042600025
Street Address	28 CEDAR ST
City	BLOOMFIELD
State	NJ
Zip	07003-4920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	50 X 100
Legal Block	426
Legal Lot Number	25
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	3
Census Block	3013
Census Tract	15500

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 CEDAR ST, BLOOMFIELD, NJ 07003-4920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2017	Grant Deed, Transfer NOT AVAILABLE
Dec 13, 2017	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Mar 6, 2017	Trustee's Deed, Construction Loan · Construction Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2005 · Amount on Record
Deed Sale	Apr 26, 2005 · Amount on Record
Prior Sale	Dec 11, 2001 · Amount on Record
Deed Book / Page	6179 / 540
Record Updated	Oct 29, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 13, 2017
Property Address	28 CEDAR ST, BLOOMFIELD, NJ 07003-4920
Document Number	0000108362
Instrument Date	Dec 7, 2017
Instrument	108362
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 WASHINGTON AVE BELLEVILLE NJ 071095219, BELLEVILLE, NJ 07109-5219
Investor	Possibly a Property Investor

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 13, 2017
Property Address	28 CEDAR ST, BLOOMFIELD, NJ 07003-4920
Document Number	0000108367
Instrument Date	Dec 7, 2017
Instrument	108367
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 WASHINGTON AVE BELLEVILLE NJ 071095219, BELLEVILLE, NJ 07109-5219
Investor	Possibly a Property Investor

Mortgage

Document Number	108363
Date	Dec 13, 2017
Instrument	108363

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 6, 2017
Property Address	28 CEDAR ST, BLOOMFIELD, NJ 07003-4920
Instrument Date	Feb 8, 2017
Instrument	20149
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	28 CEDAR ST BLOOMFIELD NJ 070034920, BLOOMFIELD, NJ 07003-4920

Mortgage

Document Number	0000020149
Date	Mar 6, 2017
Instrument	20149

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	CHAPPAQUA, NY 10514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 5, 2018

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,300 (-) Land $127,700 Building $251,600	$379,300 (-) Land $127,700 Building $251,600
2025	$13,234.00 (+2.87%)	$379,300 (-) Land $127,700 Building $251,600	$379,300 (-) Land $127,700 Building $251,600
2024	$12,865.00 (+5.93%)
2023		$379,300 Land $127,700 Building $251,600	$379,300 Land $127,700 Building $251,600
2022	$12,145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	147 (1983–2024)
Claims Outside the SFHA	1 of 147
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 43 claims Hurricane Irene, Aug 2011 · 39 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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