21 Cedar St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 21 Cedar St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,684 sqft · built 1914
Lot Size	0.076 acres (3,302 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jul 2023)
Tax Bill	$12,581 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00430-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`02-00430-0000-00005`
Alternative APN	`020043000005`

Interior

Stories	1 Story
Building Area	1,684 sqft Living Area
1st Floor Area	1,684 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Lot Area	3,302 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33 ft wide

Location & Zoning

Old Parcel Number	020043000005
Street Address	21 CEDAR ST
City	BLOOMFIELD
State	NJ
Zip	07003-4919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	33 X 100
Legal Block	430
Legal Lot Number	5
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2006
Census Tract	15500

Owner

21 Cedar St is owned and occupied by two individuals who bought it in July 2023.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 CEDAR ST, BLOOMFIELD, NJ 07003-4919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed, Transfer · Conventional Mortgage LOW VA RATES LLC
Mar 22, 2019	Grant Deed, Transfer · Conventional with PMI MLD MTG
Aug 14, 2018	Trustee's Deed, Foreclosure MANASQUAN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Prior Sale	Mar 22, 2019 · Amount on File
Deed Document Number	202342201
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 14, 2023
Property Address	21 CEDAR ST, BLOOMFIELD, NJ 07003-4919
Document Number	0000042201
Instrument Date	Jul 1, 2023
Instrument	2023042201
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 E HANOVER AVE, MORRISTOWN, NJ 07960-4018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CEDAR ST, BLOOMFIELD, NJ 07003-4919

Mortgage

Document Number	0000042202
Date	Jul 14, 2023
Instrument	2023042202

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 22, 2019
Property Address	21 CEDAR ST, BLOOMFIELD, NJ 07003-4919
Document Number	0000026386
Instrument Date	Mar 11, 2019
Instrument	26386
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CEDAR ST BLOOMFIELD NJ 070034919, BLOOMFIELD, NJ 07003-4919

Mortgage

Document Number	26387
Date	Mar 22, 2019
Instrument	26387

Lender

Name	MLD MTG
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 14, 2018
Property Address	21 CEDAR ST, BLOOMFIELD, NJ 07003-4919
Document Number	0000070848
Instrument Date	Aug 1, 2018
Instrument	70848
Transaction Type	Foreclosure
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	520 WESTFIELD AVE ELIZABETH NJ 072081658, ELIZABETH, NJ 07208-1658
Investor	Possibly a Property Investor

Mortgage

Document Number	70851
Date	Aug 14, 2018
Instrument	70851

Lender

Name	MANASQUAN BK
Address	WALL TOWNSHIP, NJ 08736

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 21 Cedar St was $12,581, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,600 (-) Land $124,200 Building $236,400	$360,600 (-) Land $124,200 Building $236,400
2025	$12,581.00 (+2.86%)	$360,600 Land $124,200 Building $236,400	$360,600 Land $124,200 Building $236,400
2024	$12,231.00
2023		$335,600 (-)	$360,600 (-) Land $124,200 Building $236,400
2022	$10,745.00 (+1.88%)	$335,600	$360,600 Land $124,200 Building $236,400
2021	$10,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Cedar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 units insured incl. 4 condo units
Nearby Flood Claims	16 (1978–2021)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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