15 Cedar St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 15 Cedar St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,965 sqft · built 1900
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Jan 2020)
Tax Bill	$15,547 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-00430-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`02-00430-0000-00003`
Alternative APN	`020043000003`

Interior

Stories	1 Story
Building Area	1,965 sqft Living Area
1st Floor Area	1,965 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	100 ft deep x 45 ft wide

Location & Zoning

Old Parcel Number	020043000003
Street Address	15 CEDAR ST
City	BLOOMFIELD
State	NJ
Zip	07003-4919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	.56 AC
Legal Block	430
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2006
Census Tract	15500

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 CEDAR ST, BLOOMFIELD, NJ 07003-4919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · FHA Mortgage BOND STREET MORTGAGE LLC
Nov 16, 2021	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Feb 15, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jan 21, 2020	Grant Deed, Transfer · FHA Mortgage RESIDENTIAL HM LNDG
Jan 13, 2017	Grant Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE SERVICES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Prior Sale	Jan 13, 2017 · Amount on Record
Deed Document Number	20207443
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 CEDAR ST, BLOOMFIELD, NJ 07003-4919
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	UNKNOWN, DISTRICT TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CEDAT STREET, BLOOMFIELD, NJ 07003-4919

Mortgage

Document Number	0000069279
Date	Nov 6, 2025
Instrument	2025069279

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company
Address	PARAMUS, NJ 07652

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 CEDAR ST, BLOOMFIELD, NJ 07003-4919
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CEDAR ST, BLOOMFIELD, NJ 07003-4919

Mortgage

Document Number	0000136394
Date	Nov 16, 2021
Instrument	2021136394

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02940

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Feb 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 CEDAR ST, BLOOMFIELD, NJ 07003-4919
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CEDAR ST, BLOOMFIELD, NJ 07003-4919

Mortgage

Document Number	0000014566
Date	Feb 15, 2022
Instrument	2022014566

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 2, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 21, 2020
Property Address	15 CEDAR ST, BLOOMFIELD, NJ 07003-4919
Document Number	0000007443
Instrument Date	Jan 6, 2020
Instrument	7443
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CEDAR ST BLOOMFIELD NJ 070034919, BLOOMFIELD, NJ 07003-4919

Mortgage

Document Number	7444
Date	Jan 21, 2020
Instrument	7444

Lender

Name	RESIDENTIAL HM LNDG
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2050

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 13, 2017
Property Address	15 CEDAR ST, BLOOMFIELD, NJ 07003-4919
Document Number	0000004435
Instrument Date	Dec 20, 2016
Instrument	4435
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	420 W 106TH ST #1E NEW YORK NY 10004, 1E, NEW YORK, NY 10004

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,600 (-) Land $173,000 Building $272,600	$445,600 (-) Land $173,000 Building $272,600
2025	$15,547.00 (+2.86%)	$445,600 (+5.94%) Land $173,000 Building $272,600	$445,600 (-) Land $173,000 Building $272,600
2024	$15,114.00 (+12.23%)
2023		$420,600	$445,600 Land $173,000 Building $272,600
2022	$13,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 units insured incl. 4 condo units
Nearby Flood Claims	16 (1978–2021)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures