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28 Cathedral St, Freeport, FL 32439 Property Records

Walton County property record for 28 Cathedral St, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,948 sqft · built 2023
Lot Size0.255 acres (11,151 sqft)
OwnerIndividual Name on File
Last Sale$397,500 (Nov 2023)
Tax Bill$4,655 (2024)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-1N-19-17100-000-2360

Property Details

APN / Parcel Number

Primary APN36-1N-19-17100-000-2360

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,948 sqft Living Area
Gross Area2,605 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,151 sqft (0.255 acres)
Lot Dimensions15.5 ft deep x 7.2 ft wide
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address28 CATHEDRAL ST
CityFREEPORT
StateFL
Zip32439-0109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 236 MAGNOLIA AT THE BLUFFS PH 1 PB 25-43 OR 3284-4426 OR 3307-1346
Legal Phase1
Legal Lot Number236
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2033
Census Tract950501

Owner

28 Cathedral St is owned and occupied by an individual who bought it in November 2023.

Source: Walton County records, as of December 17, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address28 CATHEDRAL ST, FREEPORT, FL 32439-0109
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2023 · Amount on File
Deed SaleNov 8, 2023 · Amount on File
Deed Document Number20230040423
Deed Book / Page3307 / 1346
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateNov 8, 2023
Property Address28 CATHEDRAL ST, FREEPORT, FL 32439-0109
Document Number0033071346
Book / Page3307 / 1346
Map ReferenceMB 25 PG 43
Instrument DateNov 3, 2023
Instrument20230040423
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,782.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7660 PECUE LN, BATON ROUGE, LA 70809-5271

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 CATHEDRAL ST, FREEPORT, FL 32439-0109

Mortgage

Document Number0033071349
DateNov 8, 2023
Instrument3307/1349
Lender
NameDSLD MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$335,598 Land $49,775 Building $285,823$335,598 Land $49,775 Building $285,823
2024$4,655.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Cathedral St in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims68 (1990–2020)
Claims Outside the SFHA15 of 68
Most Recent ClaimOct 2020 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Cathedral St is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREEPORT
serves 12,020 people · EPA ID FL1660290
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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