20 Cathedral St, Freeport, FL 32439 Property Records

Walton County property record for 20 Cathedral St, Freeport, FL 32439 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	1,704 sqft Living Area
Lot Size	6,926 sqft (0.158 acres)
Occupancy	Owner Occupied
Last Sale	$363,200 (2023)
Tax Bill	$3,528.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`36-1N-19-17100-000-2350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,704 sqft Living Area
Gross Area	2,289 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2023
Exterior Material	Brick Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,926 sqft (0.158 acres)
Depth X Width	11.6 ft x 6 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	20 CATHEDRAL ST
City	FREEPORT
State	FL
Zip	32439-0109
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 235 MAGNOLIA AT THE BLUFFS PH 1 PB 25-43 OR 3284-4426 OR 3307-2812
Legal Phase	1
Legal Lot Number	235
Jurisdiction	WALTON FL
Minor Civil Division	FREEPORT
Census Blockgroup	2
Census Block	2033
Census Tract	950501

Owner

Source: Walton County records · APN 36-1N-19-17100-000-2350

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 CATHEDRAL ST, FREEPORT, FL 32439-0109
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Deed Doc Number	20230040792
Deed Book / Page	3307 / 2812
Record Refreshed	Jun 08, 2026

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 13, 2023
Property Address	20 CATHEDRAL ST, FREEPORT, FL 32439-0109
Document Number	0033072812
Book / Page	3307 / 2812
Map Reference	MB 25 PG 43
Instrument Date	Nov 09, 2023
Instrument	20230040792
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,542.40
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7660 PECUE LN, BATON ROUGE, LA 70809-5271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 CATHEDRAL ST, FREEPORT, FL 32439-0109
Investor	Possibly a Property Investor

Mortgage

Document Number	0033072815
Date	Nov 13, 2023
Instrument	3307/2815

Lender

Name	DSLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,750 Land $45,250 Building $247,500	$292,750 Land $45,250 Building $247,500
2024	$3,528.00

Flood & Wildfire

20 Cathedral St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 60th percentile of exposed land nationally · 34th in Florida
Wildfire Likelihood	Moderate — about 1 in 714 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.