19 Cathedral St, Freeport, FL 32439 Property Records

Walton County property record for 19 Cathedral St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,858 sqft · built 2023
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Dec 2023)
Tax Bill	$4,361 (2024)
Deeds & Mortgages	Oct 2024 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-1N-19-17100-000-2400`

Property Details

APN / Parcel Number

Primary APN	`36-1N-19-17100-000-2400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,858 sqft Living Area
Gross Area	2,449 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	11.6 ft deep x 6.1 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	19 CATHEDRAL ST
City	FREEPORT
State	FL
Zip	32439-0109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 240 MAGNOLIA AT THE BLUFFS PH 1 PB 25-43 OR 3284-4426 OR 3311-3251
Legal Phase	1
Legal Lot Number	240
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2033
Census Tract	950501

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19 CATHEDRAL ST, FREEPORT, FL 32439-0109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2024	Deed of Trust, Mortgage · VA Mortgage FIBER.MORTGAGE LLC
Dec 29, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage DSLD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	20230046270
Deed Book / Page	3311 / 3251
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	19 CATHEDRAL ST, FREEPORT, FL 32439-0109
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 CATHEDRAL ST, FREEPORT, FL 32439-0109

Mortgage

Document Number	0033383653
Date	Oct 11, 2024
Book Page	3338/3653
Instrument	20240035793

Lender

Name	FIBER.MORTGAGE LLC
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 29, 2023
Property Address	19 CATHEDRAL ST, FREEPORT, FL 32439-0109
Document Number	0033113251
Book / Page	3311 / 3251
Map Reference	MB 25 PG 43
Instrument Date	Dec 28, 2023
Instrument	20230046270
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7660 PECUE LN, BATON ROUGE, LA 70809-5271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SEA SOUND CIR APT 1422, 1422, PANAMA CITY BEACH, FL 32407-2635

Mortgage

Document Number	0033113254
Date	Dec 29, 2023
Instrument	3311/3254

Lender

Name	DSLD MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$313,538 Land $45,250 Building $268,288	$313,538 Land $45,250 Building $268,288
2024	$4,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	68 (1990–2020)
Claims Outside the SFHA	15 of 68
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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