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28 Cambridge St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 28 Cambridge St, Ayer, MA 01432 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2 Baths
Architecture StyleConventional
Year BuiltBuilt 1988
Square Footage2,334 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Tax Bill$5,158.00 (2025)

Property Details

APN / Parcel Number

Primary APNAYER M:026 B:0000 L:0212

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area2,334 sqft Living Area
Basement Area1,212 sqft Basement
Unfinished Basement1,212 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1988
Architectural StyleConventional Style
Exterior MaterialAsbestos Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area9,583 sqft (0.22 acres)
Total Buildings2 Total Buildings

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address28 CAMBRIDGE ST
CityAYER
StateMA
Zip01432-1344
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Lot Number212
JurisdictionAYER MA
Minor Civil DivisionAYER
Census Blockgroup3
Census Block3014
Census Tract325102

Owner

Source: Middlesex County and Ayer Town records · APN AYER M:026 B:0000 L:0212

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28 CAMBRIDGE ST, AYER, MA 01432-1344
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Feb 10, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateFeb 06, 2020
Transfer Doc74107-219
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAYER MA
Property Address28 CAMBRIDGE ST, AYER, MA 01432-1344
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084792-143
DateOct 28, 2025
Book Page84792/143
Instrument130630
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueNov 01, 2050
Interest
Rate TypeAdjustable Rate

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateFeb 10, 2020
Property Address28 CAMBRIDGE ST, AYER, MA 01432-1344
Document Number74107-219
Book / Page074107 / 000219
Instrument DateFeb 06, 2020
Instrument621
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address28 CAMBRIDGE ST AYER MA 014321344, AYER, MA 01432-1344

Tax Assessment & Valuation

Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,158.00 (+21.25%)$431,300 (+25.93%) Land $138,400 Building $292,900
2023$4,254.00$342,500 Land $129,700 Building $212,800

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