Middlesex County and Ayer Town property record for 22 Cambridge St, Ayer, MA 01432 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1.5 ba · 1,208 sqft · built 1995 |
| Lot Size | 0.336 acres (14,640 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,521 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:026 B:0000 L:0211 |
| Primary APN | M:026 B:0000 L:0211 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| Basement Area | 364 sqft |
| Unfinished Basement | 364 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,640 sqft (0.336 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Street Address | 22 CAMBRIDGE ST |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1344 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 211 |
| Legal Lot Number | 22 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records · APN M:026 B:0000 L:0211
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 CAMBRIDGE ST, AYER, MA 01432-1344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 22 CAMBRIDGE ST, AYER, MA 01432-1344 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0082097-48 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 82097/48 |
| Instrument | 116543 |
| Name | ROLLSTONE BANK & TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,521.00 (+33.44%) | $378,000 (+38.56%) Building $378,000 | $313,025 (+5.2%) |
| 2024 | $297,540 | ||
| 2023 | $3,388.00 | $272,800 Building $272,800 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173251023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 299 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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