Middlesex County and Ayer Town property record for 26 Cambridge St, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,510 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Sep 2021) |
| Tax Bill | $4,607 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:026 B:0000 L:0356 |
| Primary APN | AYER M:026 B:0000 L:0356 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,510 sqft Living Area |
| Basement Area | 670 sqft |
| Unfinished Basement | 670 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 26 CAMBRIDGE ST |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Lot Number | 356 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 26 CAMBRIDGE ST, AYER, MA 01432-1344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP |
| Sep 24, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage I-C FCU |
| Sep 24, 2021 | Quit Claim Deed, Transfer Quitclaim |
| May 23, 2017 | Quit Claim Deed, Transfer LEADER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on Record |
| Deed Sale | Sep 24, 2021 · Amount on Record |
| Prior Sale | May 23, 2017 |
| Deed Book / Page | 78775 / 347 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 26 CAMBRIDGE ST, AYER, MA 01432-1344 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 075911-262 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 75911/262 |
| Instrument | 189251 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Sep 24, 2021 |
| Property Address | 26 CAMBRIDGE ST, AYER, MA 01432-1344 |
| Document Number | 078775-347 |
| Book / Page | 78775 / 347 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 212530 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 CAMBRIDGE ST, AYER, MA 01432-1344 |
| Document Number | 0000212531 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 212531 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Sep 24, 2021 |
| Property Address | 26 CAMBRIDGE ST, AYER, MA 01432-1344 |
| Document Number | 078775-339 |
| Book / Page | 78775 / 339 |
| Instrument Date | May 12, 2021 |
| Instrument | 212527 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 LEE DR, CONCORD, MA 01742-1510 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | May 23, 2017 |
| Property Address | 26 CAMBRIDGE ST, AYER, MA 01432-1344 |
| Document Number | 69321-87 |
| Book / Page | 69321 / 87 |
| Instrument | 76167 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $29.13 |
|---|---|
| Amount Accuracy | Non-Arm's Length Transaction |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 CAMBRIDGE ST, AYER, MA 01432-1344 |
| Document Number | 0069321-90 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 69321/90 |
| Instrument | 76168 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,607.00 (+15.41%) | $385,200 (+19.85%) Land $130,000 Building $255,200 | $426,550 (+0.88%) |
| 2024 | $422,845 | ||
| 2023 | $3,992.00 | $321,400 Land $121,300 Building $200,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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